UK Finance Credit Cards - PPC Market Share Analysis December 2025

Leveraging Adthena’s Whole Market View, this analysis explores recent trends in Google Ads for the UK Credit Cards category from the last month. Our Data Analyst, Ask Arlo provides commentary on key findings.

Credit Cards – UK

Google AI Overview visibility for Finance Credit Cards UK

See how often AIOs appear and how search intent is distributed across buying signals.

AIO Frequency

How often a Google AI overview appears on search terms relevant to this category.

Frequency Percentage
Frequency 18.1912250061
81.8087749939
18%

Complex Query Frequency

A complex query is a longer, more detailed search that often contains multiple keywords, specific conditions, or multi-part questions.

Frequency Percentage
Frequency 74
26
74%

Search Intent Distribution

Breakdown of search queries by their underlying goal.

Intent Distribution
Investigational 11%
Transactional 9%
Navigational 9%
Seasonal 0%
Local 0%
Problem Solving 20%

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Market Exposure

Share of Clicks for top 10 UK Finance Credit Cards brands

Here are the Top 10 competitors in the industry by Share of Clicks for the last month.

Share of Clicks - Last month
Share of Clicks - Last month
Domain Share of clicks
moneysupermarket.com 15.21
capitalone.co.uk 12.46
americanexpress.com 9.88
comparethemarket.com 7.33
moneysavingexpert.com 6.63
postoffice.co.uk 6.26
oceanfinance.co.uk 5.05
experian.co.uk 5.01
paypal.com 3.91
barclaycard.co.uk 3.81
others 24.45
  • moneysupermarket.com - 15.21%
  • capitalone.co.uk - 12.46%
  • americanexpress.com - 9.88%
  • comparethemarket.com - 7.33%
  • moneysavingexpert.com - 6.63%
  • postoffice.co.uk - 6.26%
  • oceanfinance.co.uk - 5.05%
  • experian.co.uk - 5.01%
  • paypal.com - 3.91%
  • barclaycard.co.uk - 3.81%
  • others - 24.45%

Copyright © Adthena. All rights reserved.

In the finance | credit cards PPC landscape, ‘moneysupermarket.com’ leads with 15.21% click share, followed by ‘capitalone.co.uk’ at 12.46%. ‘Others’ collectively hold 24.45%, showcasing diverse competition.

Market Exposure

Share of Spend for the top 10 UK Finance Credit Cards brands

Curious about your market position? Here you can see the Top 10 competitors in the industry by Share of Spend for the last month. 

Share of Spend - Last Month
Share of Spend - Last Month
Date moneysupermarket.com capitalone.co.uk comparethemarket.com americanexpress.com postoffice.co.uk moneysavingexpert.com oceanfinance.co.uk thinkmoney.co.uk experian.co.uk barclaycard.co.uk
2025/12/01 21.93% 19.1% 11.02% 4.43% 5.89% 7.66% 3.36% 1.58% 2.88% 3%
2025/12/02 20.25% 20.75% 11.38% 5.75% 4.81% 6.77% 3.12% 1.38% 3.41% 2.91%
2025/12/03 21.19% 19.94% 11.08% 4.76% 6.08% 6.96% 3.48% 1.5% 2.65% 3.04%
2025/12/04 20% 20.62% 8.71% 4.61% 6.55% 6.7% 4.56% 2.1% 2.64% 2.67%
2025/12/05 20.19% 20.59% 4.02% 4.97% 8.12% 7.49% 5.21% 2.42% 2.6% 2.31%
2025/12/06 21.39% 19.88% 4.58% 5.27% 6.69% 7.58% 5.87% 1.88% 2.93% 2.48%
2025/12/07 22.8% 18.24% 4.95% 5.75% 6.2% 8.2% 5.43% 0.9% 3.23% 2.45%
2025/12/08 22.86% 17.74% 7.51% 5.35% 6.29% 8.05% 3.38% 1.34% 2.74% 2.62%
2025/12/09 22.71% 18.09% 7.82% 4.96% 7.15% 7.24% 3.98% 1.7% 2.73% 3.06%
2025/12/10 20.57% 19.01% 8.91% 4.86% 6.71% 6.94% 3.92% 1.96% 2.7% 3.53%
2025/12/11 19.87% 19.42% 9.55% 5% 6.53% 6.28% 4.05% 2.62% 2.76% 3.6%
2025/12/12 20.51% 21% 9.55% 4.63% 6.35% 6.03% 4.18% 2.58% 2.54% 3.23%
2025/12/13 20.47% 19.53% 9.54% 5.04% 6.11% 6.19% 5.76% 2.39% 2.97% 3.13%
2025/12/14 19.73% 20.08% 10.25% 5.24% 6.68% 6.41% 3.83% 3.24% 3.18% 3.55%
2025/12/15 20.21% 18.97% 10.67% 4.83% 6.65% 6.71% 3.72% 3.38% 2.33% 3.54%
2025/12/16 19.68% 19.42% 11.45% 4.55% 7.13% 6.71% 4.35% 3.08% 2.23% 3.2%
2025/12/17 19.67% 18.27% 12.05% 4.7% 5.88% 6.69% 5.92% 2.9% 2.34% 3.34%
2025/12/18 18.83% 18.47% 12.46% 5.29% 5.86% 6.64% 7.06% 1.54% 2.59% 3.54%
2025/12/19 19.34% 17.27% 12.14% 5.6% 4.94% 5.83% 7.58% 1.86% 2.53% 3.89%
2025/12/20 19.28% 16.87% 11.76% 5.82% 4.47% 5.7% 7.21% 3.29% 2.98% 3.94%
2025/12/21 19.4% 15.36% 12.63% 5.99% 4.92% 6.12% 7.04% 3.01% 2.94% 3.56%
2025/12/22 19.71% 15.71% 10.95% 5.39% 5.62% 5.92% 7.83% 3.22% 2.66% 3.7%
2025/12/23 18.61% 17.83% 10.22% 5.93% 6.39% 6.08% 6.26% 3.23% 2.56% 4.63%
2025/12/24 19.35% 19.28% 9.32% 5.81% 5.29% 5.37% 5.47% 3.68% 2.8% 4.44%
2025/12/25 18.66% 17.16% 8.64% 7.08% 5.07% 5% 5.38% 5.1% 3.11% 4.29%
2025/12/26 18.2% 16.98% 11.03% 6.07% 5.08% 5.5% 5.9% 3.22% 3.14% 4.42%
2025/12/27 19.17% 18.06% 11.85% 5.43% 5.09% 5.71% 5.74% 3.78% 2.31% 4.91%
2025/12/28 18.42% 17.85% 11.48% 5.52% 5.16% 5.78% 5.51% 5.17% 2.62% 4.46%
2025/12/29 18.43% 17.4% 12.52% 5.72% 6.2% 5.63% 6.16% 5.23% 2.09% 3.47%
2025/12/30 18.52% 16.14% 12.35% 8.15% 5.89% 5.87% 5.42% 4.51% 2.27% 2.61%
2025/12/31 17.59% 16.52% 12.41% 8.83% 5.53% 5.23% 4.88% 2.88% 2.63% 0.25%
  • moneysupermarket.com
  • capitalone.co.uk
  • comparethemarket.com
  • americanexpress.com
  • postoffice.co.uk
  • moneysavingexpert.com
  • oceanfinance.co.uk
  • thinkmoney.co.uk
  • experian.co.uk
  • barclaycard.co.uk

Copyright © Adthena. All rights reserved.

In December 2025, moneysupermarket.com led with fluctuating spend, peaking early. Capitalone.co.uk saw a mid-month dip. Comparethemarket.com rose steadily, while americanexpress.com surged late. Barclaycard.co.uk ended with a sharp decline.

Market Exposure

Competitor Count for UK Finance Credit Cards

Ever wondered how many competitors you’re up against in your industry? Well look no further, here we can see the number of advertisers bidding over the last month. 

Competitor Count - Last month
Competitor Count - Last month
Date Competitor Count
2025/12/01 228
2025/12/02 220
2025/12/03 225
2025/12/04 226
2025/12/05 232
2025/12/06 224
2025/12/07 222
2025/12/08 230
2025/12/09 226
2025/12/10 231
2025/12/11 235
2025/12/12 232
2025/12/13 229
2025/12/14 217
2025/12/15 228
2025/12/16 238
2025/12/17 228
2025/12/18 218
2025/12/19 225
2025/12/20 218
2025/12/21 222
2025/12/22 220
2025/12/23 216
2025/12/24 206
2025/12/25 200
2025/12/26 202
2025/12/27 198
2025/12/28 192
2025/12/29 189
2025/12/30 186
2025/12/31 190

Copyright © Adthena. All rights reserved.

December began with 228 advertisers, peaking at 238 mid-month. A decline followed, ending with 190 advertisers.

Campaign Efficiency

Market Loss & Market Gains for UK Finance Credit Cards

Here we’re looking at the Top 10 biggest industry movers by market share gains and losses for the last 30 days.

Market Loss & Market Gains - Last month
Market Loss & Market Gains - Last month
Name Market Trend
comparethemarket.com 1.97%
paypal.com 1.78%
oceanfinance.co.uk 1.68%
lloydsbank.com 1.04%
thinkmoney.co.uk 1.01%
uk.virginmoney.com -1.06%
postoffice.co.uk -1.23%
moneysavingexpert.com -1.52%
capitalone.co.uk -1.79%
moneysupermarket.com -1.95%

Copyright © Adthena. All rights reserved.

In the past month, comparethemarket.com surged with a 1.97% click share increase, while moneysupermarket.com faced a 1.95% decline.

Campaign Efficiency

UK Finance Credit Cards Share of Impressions

Take a look at the Top 10 competitors in the industry by Share of Impressions over the last month.

Date capitalone.co.uk moneysupermarket.com americanexpress.com comparethemarket.com postoffice.co.uk oceanfinance.co.uk thinkmoney.co.uk moneysavingexpert.com experian.co.uk barclaycard.co.uk
2025/12/01 21.09% 18.26% 5.7% 8.14% 7.39% 3.57% 1.97% 5.74% 3.39% 3.53%
2025/12/02 22.7% 16.63% 7.46% 8.56% 6.29% 3.85% 1.84% 5.05% 3.87% 3.73%
2025/12/03 22.05% 17.21% 6.32% 8.1% 7.75% 3.8% 2.02% 5.03% 2.99% 3.64%
2025/12/04 21.4% 15.67% 5.54% 6.4% 8.25% 4.87% 2.63% 4.87% 3.14% 3.42%
2025/12/05 21.21% 16.06% 5.92% 2.64% 10.04% 5.71% 2.97% 5.25% 2.78% 3.6%
2025/12/06 19.97% 16.63% 6.36% 2.93% 8.2% 6.89% 2.33% 5.3% 3.48% 3.59%
2025/12/07 19.05% 17.64% 7.05% 3.1% 8.2% 6.51% 1.33% 5.66% 3.91% 3.26%
2025/12/08 18.54% 18.31% 6.18% 5.06% 8.33% 3.95% 1.76% 5.69% 3.14% 3.56%
2025/12/09 18.67% 18.39% 6.35% 5.39% 8.81% 4.56% 2.16% 5.3% 3.14% 3.91%
2025/12/10 20.36% 16.38% 6.09% 6.27% 8.72% 4.51% 2.46% 4.95% 2.86% 4.46%
2025/12/11 20.02% 15.88% 6.29% 6.79% 8.46% 4.88% 3.16% 4.39% 3.18% 4.73%
2025/12/12 22.15% 16.08% 5.77% 6.57% 8.17% 4.98% 3.31% 4.18% 3.01% 4.31%
2025/12/13 20.36% 15.84% 6.1% 6.66% 7.66% 6.94% 3% 4.38% 3.5% 4.18%
2025/12/14 21.53% 14.84% 6.25% 6.91% 8.19% 4.54% 3.85% 4.5% 3.69% 4.3%
2025/12/15 20.6% 15.52% 5.75% 7.16% 8.19% 4.36% 4.15% 4.75% 2.63% 4.13%
2025/12/16 20.81% 15.53% 5.25% 8.6% 8.67% 4.88% 3.81% 4.76% 2.46% 3.99%
2025/12/17 19.32% 15.5% 5.41% 8.92% 7.44% 7.3% 3.46% 4.66% 2.76% 3.96%
2025/12/18 18.84% 14.57% 6.17% 9.04% 7.49% 8.73% 1.96% 4.64% 2.98% 4.22%
2025/12/19 17.62% 14.53% 6.35% 8.7% 6.47% 9.03% 2.24% 3.94% 2.79% 4.52%
2025/12/20 16.95% 14.27% 6.93% 8.39% 5.75% 9.04% 3.98% 3.82% 3.42% 4.7%
2025/12/21 15.6% 14.68% 6.8% 9.07% 6.31% 9.39% 3.63% 4.04% 3.53% 4.37%
2025/12/22 16.34% 15.2% 6.19% 7.7% 7.07% 10.03% 3.86% 4.08% 2.92% 4.6%
2025/12/23 18.69% 14.11% 6.39% 7.19% 8.02% 8% 3.99% 4.25% 2.9% 5.19%
2025/12/24 20.02% 14.7% 6.23% 6.24% 6.6% 6.82% 4.55% 3.56% 3.35% 5.54%
2025/12/25 17.56% 13.57% 7.55% 5.63% 6.42% 7.1% 5.86% 3.11% 3.53% 5.32%
2025/12/26 17.12% 13.19% 6.51% 7.4% 6.49% 7.53% 3.81% 3.5% 3.84% 5.28%
2025/12/27 18.17% 13.93% 6.11% 8.17% 6.4% 7.72% 4.58% 3.71% 2.97% 5.6%
2025/12/28 17.6% 13.44% 5.83% 7.97% 6.84% 7.21% 6.07% 3.76% 3.14% 5.12%
2025/12/29 17.66% 14.06% 6.18% 9.12% 7.74% 7.85% 6.28% 3.69% 2.45% 4.07%
2025/12/30 16.46% 14.08% 8.61% 9.06% 7.48% 6.93% 5.5% 3.86% 2.85% 3.06%
2025/12/31 15.75% 12.91% 9.04% 8.81% 7.15% 5.91% 3.61% 3.45% 3.06% 0.32%
  • capitalone.co.uk
  • moneysupermarket.com
  • americanexpress.com
  • comparethemarket.com
  • postoffice.co.uk
  • oceanfinance.co.uk
  • thinkmoney.co.uk
  • moneysavingexpert.com
  • experian.co.uk
  • barclaycard.co.uk

Copyright © Adthena. All rights reserved.

December saw Capital One’s impression share decline from 21.09% to 15.75%. Meanwhile, American Express rose from 5.7% to 9.04%, and Compare the Market ended strong at 8.81%.

Campaign Efficiency

Google Text Ad Copy Insights & Creative Trends for UK Finance Credit Cards

Ever wondered how your rivals’ ads are doing? Here we can see the top-performing ads in the industry over the last month.

Google Text Ad Copy Insights & Creative Trends for UK Finance Credit Cards - Last month
  1. 1
    American Express https://www.americanexpress.com

    Official Website — Find the card that suits your lifestyle, discover our range of Credit and Charge Cards.

  2. 2
    Credit Card For Bad Credit - Credit Limit £200 - £4000 https://quickcheck.capitalone.co.uk/

    39.9% APR Representative Variable

  3. 3
    New Virtual Card Access | Credit Limit £200-£1,500 https://apply-creditcard.oceanfinance.co.uk › credit-card › check-now

    Check now for an Ocean Credit Card. Virtual Card Access subjected to ID checks. Get up to £1,500...

  4. 4
    Credit Card For Poor Credit https://www.postoffice.co.uk › credit-cards

    Credit Limit £200 - £8000 — 34.9% APR Representative Variable

  5. 5
    New Virtual Card Access - Credit Limit £200-£1,500 https://apply-creditcard.thinkmoney.co.uk › credit-card › check-now

    Check now for a thinkmoney Credit Card. Virtual Card Access subjected to ID checks. Contactless.

Copyright © Adthena. All rights reserved.

American Express highlights lifestyle alignment, while Capital One and Post Office focus on credit limits for those with poor credit. Ocean Finance and thinkmoney emphasize virtual card access, appealing to tech-savvy users. Each ad targets specific consumer needs effectively.

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