UK Finance Credit Cards - PPC Market Share Analysis July 2026

Leveraging Adthena’s Whole Market View, this analysis explores recent trends in Google Ads for the UK Credit Cards category from the last month. Our Data Analyst, Ask Arlo provides commentary on key findings.

Credit Cards – UK

Google AI Overview visibility for Finance Credit Cards UK

See how often AIOs appear and how search intent is distributed across buying signals.

AIO Frequency

How often a Google AI overview appears on search terms relevant to this category.

Frequency Percentage
Frequency 31.0243484295
68.9756515705
31%

Complex Query Frequency

A complex query is a longer, more detailed search that often contains multiple keywords, specific conditions, or multi-part questions.

Frequency Percentage
Frequency 70
30
70%

Search Intent Distribution

Breakdown of search queries by their underlying goal.

Intent Distribution
Investigational 16%
Transactional 12%
Navigational 10%
Seasonal 0%
Local 0%
Problem Solving 13%

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Market Exposure

Share of Clicks for top 10 UK Finance Credit Cards brands

Here are the Top 10 competitors in the industry by Share of Clicks for the last month.

Share of Clicks - Last month
Share of Clicks - Last month
Domain Share of clicks
moneysupermarket.com 16.09
capitalone.co.uk 10.94
americanexpress.com 10.41
oceanfinance.co.uk 8.04
moneysavingexpert.com 7.43
experian.co.uk 6.81
comparethemarket.com 4.18
barclaycard.co.uk 3.81
postoffice.co.uk 3.68
equifax.co.uk 3.38
others 25.23
  • moneysupermarket.com - 16.09%
  • capitalone.co.uk - 10.94%
  • americanexpress.com - 10.41%
  • oceanfinance.co.uk - 8.04%
  • moneysavingexpert.com - 7.43%
  • experian.co.uk - 6.81%
  • comparethemarket.com - 4.18%
  • barclaycard.co.uk - 3.81%
  • postoffice.co.uk - 3.68%
  • equifax.co.uk - 3.38%
  • others - 25.23%

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In the competitive landscape of Google PPC for finance, ‘moneysupermarket.com’ leads with 16.09% click share. ‘Capitalone.co.uk’ and ‘americanexpress.com’ follow closely. ‘Others’ collectively hold a significant 25.23% share.

Market Exposure

Share of Spend for the top 10 UK Finance Credit Cards brands

Curious about your market position? Here you can see the Top 10 competitors in the industry by Share of Spend for the last month. 

Share of Spend - Last Month
Share of Spend - Last Month
Date moneysupermarket.com capitalone.co.uk moneysavingexpert.com oceanfinance.co.uk americanexpress.com comparethemarket.com thinkmoney.co.uk postoffice.co.uk zable.co.uk experian.co.uk
2026/07/01 22.11% 13.22% 8.14% 10.69% 5.69% 5.12% 1.26% 2.23% 7.08% 4.2%
2026/07/02 21.22% 14.03% 7.5% 11.9% 6.26% 5.67% 1.74% 2.09% 7.11% 3.38%
2026/07/03 20.2% 16.01% 7.25% 11.29% 6.83% 5.69% 1.6% 3.32% 6.7% 3.23%
2026/07/04 21.4% 12.58% 7.91% 11.13% 6.59% 5.68% 2.14% 3.63% 6.08% 3.52%
2026/07/05 21.61% 11.42% 8.17% 11.39% 6.48% 5.77% 2.45% 2.61% 6.13% 3.38%
2026/07/06 21.83% 13.39% 7.78% 11.73% 6.58% 6.4% 2.76% 2.74% 3.98% 3.67%
2026/07/07 22.58% 14.04% 8.45% 13.12% 5.04% 5.83% 3.57% 3.87% 3.87% 3.12%
2026/07/08 22.75% 12.82% 8.28% 15.17% 4.5% 5.69% 3.36% 3.23% 5.45% 2.98%
2026/07/09 24.07% 12.8% 8.9% 12% 5.61% 5.16% 3.2% 2.75% 6.15% 3.01%
2026/07/10 23.01% 13.59% 8.81% 10.38% 5.59% 6.55% 3.03% 4.38% 5.17% 3.32%
2026/07/11 23.55% 14.12% 9.68% 10.49% 5.91% 6.09% 2.65% 3.48% 4.41% 3.17%
2026/07/12 23.18% 16.06% 9.46% 9.41% 5.5% 6.54% 2.01% 3.54% 4.17% 3.15%
2026/07/13 21.63% 18.21% 8.24% 9.43% 5.43% 6.36% 2.5% 5.03% 4.26% 3.31%
2026/07/14 22.64% 15.84% 7.85% 9.06% 4.68% 6.92% 3.09% 5.43% 3.71% 3.61%
2026/07/15 23.41% 15.43% 9.58% 6.54% 4.44% 6.95% 3.63% 5.49% 3.9% 3.57%
2026/07/16 23.52% 16.49% 9.59% 5.73% 3.95% 6.55% 2.69% 4.37% 6.06% 3.69%
2026/07/17 21.4% 19.48% 7.81% 5.3% 4.71% 5.89% 2.03% 5.59% 7.98% 3.5%
2026/07/18 20.45% 20.67% 7.54% 4.91% 4.72% 5.84% 2.44% 3.84% 8.26% 3.58%
2026/07/19 24.17% 16.69% 9.98% 8.63% 4.72% 5.57% 2.78% 2% 5.4% 3.25%
2026/07/20 24.69% 19.89% 7.67% 4.67% 4.98% 5.14% 1.67% 4.35% 4.5% 4.26%
2026/07/21 22.52% 15.79% 7.82% 9.07% 4.67% 6.89% 3.09% 5.4% 3.7% 3.61%
2026/07/22 22.65% 16.76% 8.54% 8.12% 4.32% 6.43% 2.53% 5.06% 5.35% 3.54%
2026/07/23 23% 17.87% 8.38% 8.3% 4.59% 5.78% 2.51% 4.24% 4.83% 3.46%
2026/07/24 25.45% 15.59% 8.52% 9.26% 4.71% 5.87% 2.24% 3.42% 4.47% 3.33%
2026/07/25 22.99% 19.43% 8.55% 8.2% 4.24% 5.46% 2.59% 4.83% 4.57% 3.28%
2026/07/26 23.92% 18.53% 8.63% 8.48% 4.21% 5.15% 2.55% 4.69% 3.78% 3.39%
2026/07/27 21.77% 21.57% 8.17% 9.26% 3.83% 4.73% 2.87% 5.05% 1.63% 3.58%
2026/07/28 20.85% 18.85% 8.85% 9.75% 3.31% 5.71% 3.19% 4.75% 2.61% 3.74%
2026/07/29 22.43% 19.01% 10.57% 9.43% 2.92% 5.16% 3.33% 2.73% 2.96% 3.3%
2026/07/30 23.01% 18.39% 11.64% 6.92% 3.41% 5.11% 3.54% 3.11% 2.22% 3.65%
2026/07/31 26.5% 15.42% 11.32% 6.6% 4.55% 3.94% 3.85% 3.37% 3.01% 2.7%
  • moneysupermarket.com
  • capitalone.co.uk
  • moneysavingexpert.com
  • oceanfinance.co.uk
  • americanexpress.com
  • comparethemarket.com
  • thinkmoney.co.uk
  • postoffice.co.uk
  • zable.co.uk
  • experian.co.uk

Copyright © Adthena. All rights reserved.

In July 2026, moneysupermarket.com led with a peak spend share of 26.50% on the 31st. Capitalone.co.uk saw fluctuations, peaking at 21.57% on the 27th. Moneysavingexpert.com ended strong at 11.32%. Oceanfinance.co.uk’s share declined, finishing at 6.60%. Americanexpress.com dipped to 4.55%. Comparethemarket.com closed at 3.94%. Thinkmoney.co.uk rose steadily, ending at 3.85%. Postoffice.co.uk’s share varied, closing at 3.37%. Zable.co.uk fluctuated, ending at 3.01%. Experian.co.uk’s share decreased, finishing at 2.70%.

Market Exposure

Competitor Count for UK Finance Credit Cards

Ever wondered how many competitors you’re up against in your industry? Well look no further, here we can see the number of advertisers bidding over the last month. 

Competitor Count - Last month
Competitor Count - Last month
Date Competitor Count
2026/07/01 191
2026/07/02 197
2026/07/03 197
2026/07/04 199
2026/07/05 198
2026/07/06 204
2026/07/07 202
2026/07/08 203
2026/07/09 201
2026/07/10 205
2026/07/11 202
2026/07/12 202
2026/07/13 201
2026/07/14 202
2026/07/15 207
2026/07/16 202
2026/07/17 193
2026/07/18 194
2026/07/19 193
2026/07/20 189
2026/07/21 202
2026/07/22 213
2026/07/23 211
2026/07/24 216
2026/07/25 213
2026/07/26 216
2026/07/27 207
2026/07/28 215
2026/07/29 180
2026/07/30 178
2026/07/31 180

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July began with 191 advertisers, peaking at 216 mid-month. A decline followed, ending at 180. The month showcased dynamic shifts, reflecting a competitive landscape.

Campaign Efficiency

Market Loss & Market Gains for UK Finance Credit Cards

Here we’re looking at the Top 10 biggest industry movers by market share gains and losses for the last 30 days.

Market Loss & Market Gains - Last month
Market Loss & Market Gains - Last month
Name Market Trend
capitalone.co.uk 2.35%
postoffice.co.uk 0.28%
one4all.com 0.28%
revolut.com 0.27%
mbna.co.uk 0.27%
totallymoney.com -0.32%
comparethemarket.com -0.52%
zable.co.uk -0.72%
paypal.com -0.89%
oceanfinance.co.uk -1.47%

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Capitalone.co.uk surged with a 2.35% click share increase, while oceanfinance.co.uk dropped by 1.47%.

Campaign Efficiency

UK Finance Credit Cards Share of Impressions

Take a look at the Top 10 competitors in the industry by Share of Impressions over the last month.

Date moneysupermarket.com capitalone.co.uk oceanfinance.co.uk americanexpress.com moneysavingexpert.com thinkmoney.co.uk postoffice.co.uk experian.co.uk zable.co.uk comparethemarket.com
2026/07/01 18.39% 12.25% 13.73% 7.69% 5.46% 1.94% 2.5% 5.1% 5.74% 2.98%
2026/07/02 17.55% 13.18% 14.64% 7.56% 5.17% 2.54% 2.83% 3.95% 5.32% 3.29%
2026/07/03 16.45% 14.69% 14.56% 8.02% 4.65% 2.47% 3.85% 4.09% 5.2% 3.38%
2026/07/04 17.41% 11.45% 15.52% 7.94% 5.17% 3.34% 4.4% 4.08% 4.58% 3.3%
2026/07/05 17.88% 10.58% 15.01% 7.68% 5.49% 3.77% 3.34% 3.75% 4.79% 3.45%
2026/07/06 18.6% 12.75% 15.04% 7.82% 5.3% 3.86% 3.49% 4.17% 3.15% 3.9%
2026/07/07 18.93% 13.81% 17.13% 6.06% 5.58% 4.75% 4.8% 3.61% 3.03% 3.63%
2026/07/08 19.5% 12.2% 18.11% 5.99% 5.39% 5.01% 3.53% 3.56% 4.34% 3.54%
2026/07/09 20.38% 12.03% 15.51% 7.62% 5.84% 4.57% 3.41% 3.7% 4.91% 3.08%
2026/07/10 19.39% 12.65% 13.17% 7.24% 6.34% 4.13% 4.98% 3.56% 4.14% 4.12%
2026/07/11 19.61% 13.59% 13.64% 7.61% 6.54% 3.79% 4.12% 3.81% 3.56% 3.78%
2026/07/12 19.39% 15.51% 11.96% 7.43% 6.49% 2.8% 4.83% 3.64% 3.37% 4.01%
2026/07/13 18.73% 15.47% 12.38% 7.02% 5.91% 3.45% 6.04% 4% 3.34% 4.02%
2026/07/14 19% 14.47% 12.53% 6.29% 5.28% 4.37% 5.83% 4.13% 3.02% 4.26%
2026/07/15 19.79% 13.92% 9.8% 5.97% 6.63% 5.01% 6.56% 4.1% 3.05% 4.26%
2026/07/16 20.09% 15% 8.96% 5.57% 6.64% 3.75% 5.22% 4.17% 4.97% 3.97%
2026/07/17 18.57% 19.06% 7.28% 7.1% 5.27% 2.79% 6.25% 3.82% 6.66% 3.68%
2026/07/18 17.98% 19.63% 6.76% 7.08% 4.97% 3.34% 4.51% 3.9% 6.97% 3.54%
2026/07/19 20.97% 15.88% 10.49% 7.28% 6.93% 3.99% 2.58% 4.17% 4.44% 3.38%
2026/07/20 21.31% 18.43% 6.75% 7.19% 4.9% 2.19% 4.82% 5.22% 3.57% 3.05%
2026/07/21 19% 14.47% 12.53% 6.29% 5.28% 4.37% 5.83% 4.13% 3.02% 4.26%
2026/07/22 19.48% 15.17% 11.11% 6.21% 6.06% 3.51% 5.27% 4.55% 4.4% 4.09%
2026/07/23 19.95% 15.78% 11.98% 6.61% 5.82% 3.38% 4.4% 4.1% 3.9% 3.65%
2026/07/24 21.41% 14.48% 11.67% 6.55% 5.82% 3.11% 4.93% 3.56% 3.71% 3.63%
2026/07/25 19.71% 17.05% 11.74% 5.59% 5.94% 3.94% 5.46% 3.89% 3.71% 3.43%
2026/07/26 19.92% 16.95% 11.62% 5.54% 5.97% 3.56% 5.9% 3.96% 3.01% 3.2%
2026/07/27 18.58% 19.46% 12.39% 5.31% 5.49% 4.09% 5.88% 4.3% 1.3% 2.99%
2026/07/28 18.19% 17.39% 12.82% 4.61% 6.06% 4.29% 5.53% 3.93% 2.14% 3.51%
2026/07/29 19.49% 18.41% 12.51% 5% 7.32% 4.87% 3.34% 3.62% 2.47% 3.15%
2026/07/30 18.96% 18.07% 10.43% 6.04% 7.65% 5.41% 3.53% 3.67% 1.93% 2.99%
2026/07/31 22.22% 14.06% 10.1% 8.81% 7.47% 6.44% 3.5% 3.06% 2.62% 2.26%
  • moneysupermarket.com
  • capitalone.co.uk
  • oceanfinance.co.uk
  • americanexpress.com
  • moneysavingexpert.com
  • thinkmoney.co.uk
  • postoffice.co.uk
  • experian.co.uk
  • zable.co.uk
  • comparethemarket.com

Copyright © Adthena. All rights reserved.

In July 2026, moneysupermarket.com led with a peak impression share of 22.22% on the 31st. Capitalone.co.uk saw fluctuations, peaking at 19.63% on the 18th. Oceanfinance.co.uk’s share declined, ending at 10.1%. Americanexpress.com rose to 8.81% by month’s end. Moneysavingexpert.com maintained stability, closing at 7.47%. Thinkmoney.co.uk’s share increased, finishing at 6.44%. Postoffice.co.uk fluctuated, ending at 3.5%. Experian.co.uk’s share decreased to 3.06%. Zable.co.uk’s share varied, closing at 2.62%. Comparethemarket.com ended the month at 2.26%.

Campaign Efficiency

Google Text Ad Copy Insights & Creative Trends for UK Finance Credit Cards

Ever wondered how your rivals’ ads are doing? Here we can see the top-performing ads in the industry over the last month.

Google Text Ad Copy Insights & Creative Trends for UK Finance Credit Cards - Last month
  1. 1
    American Express UK - Official Website https://www.americanexpress.com

    Find the card that suits your lifestyle, discover our range of Credit and Charge Cards.

  2. 2
    Credit Card For Bad Credit - Credit Limit £200 - £4000 https://quickcheck.capitalone.co.uk/

    39.9% APR Representative Variable. Using Your Card Irresponsibly May Harm Your Score

  3. 3
    New Virtual Card Access - Credit Limit £200-£8,000 https://apply-creditcard.oceanfinance.co.uk › credit-card › check-now

    Virtual Card Access subject to ID checks. Check now for an Ocean Credit Card. Get up to £8,000 Credit Limit. Check if you're eligible without harming your...

  4. 4
    Credit Card For Poor Credit - Credit Limit £200 - £8000 https://www.postoffice.co.uk › credit-cards

    34.9% APR Representative Variable.

  5. 5
    New Virtual Card Access - £200-£3,000 Credit Limit https://apply-creditcard.thinkmoney.co.uk › credit-card › check-now

    Virtual Card Access subject to ID checks. Check now for a thinkmoney Credit Card. Get up to £3,000 Credit Limit. Check if you're eligible without harming your...

Copyright © Adthena. All rights reserved.

In the competitive landscape of credit cards, American Express stands out with its lifestyle-focused offerings. Meanwhile, Capital One and Post Office target those with poor credit, emphasizing credit limits and APRs. Ocean Finance and thinkmoney highlight virtual card access, appealing to tech-savvy consumers.

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