US Finance Credit Cards - PPC Market Share Analysis May 2026

Leveraging Adthena’s Whole Market View, this analysis explores recent trends in Google Ads for the US Credit Cards category from the last month. Our Data Analyst, Ask Arlo provides commentary on key findings.

Credit Cards – US

Google AI Overview visibility for Finance Credit Cards US

See how often AIOs appear and how search intent is distributed across buying signals.

AIO Frequency

How often a Google AI overview appears on search terms relevant to this category.

Frequency Percentage
Frequency 41.4274639647
58.5725360353
41%

Complex Query Frequency

A complex query is a longer, more detailed search that often contains multiple keywords, specific conditions, or multi-part questions.

Frequency Percentage
Frequency 75
25
75%

Search Intent Distribution

Breakdown of search queries by their underlying goal.

Intent Distribution
Investigational 15%
Transactional 8%
Navigational 9%
Seasonal 0%
Local 0%
Problem Solving 14%

Copyright © Adthena. All rights reserved.

Market Exposure

Share of Clicks for top 10 US Finance Credit Cards brands

Here are the Top 10 competitors in the industry by Share of Clicks for the last month.

Share of Clicks - Last month
Share of Clicks - Last month
Domain Share of clicks
creditkarma.com 17.16
chase.com 13.01
americanexpress.com 12.37
discover.com 12.08
capitalone.com 10.65
experian.com 4.51
carecredit.com 3.76
paypal.com 3.22
citi.com 2.43
navyfederal.org 2.02
others 18.79
  • creditkarma.com - 17.16%
  • chase.com - 13.01%
  • americanexpress.com - 12.37%
  • discover.com - 12.08%
  • capitalone.com - 10.65%
  • experian.com - 4.51%
  • carecredit.com - 3.76%
  • paypal.com - 3.22%
  • citi.com - 2.43%
  • navyfederal.org - 2.02%
  • others - 18.79%

Copyright © Adthena. All rights reserved.

In the competitive landscape, ‘others’ dominate with 18.79% click share, while Credit Karma leads individual advertisers at 17.16%. Chase, American Express, and Discover follow closely, showcasing a tight race.

Market Exposure

Share of Spend for the top 10 US Finance Credit Cards brands

Curious about your market position? Here you can see the Top 10 competitors in the industry by Share of Spend for the last month. 

Share of Spend - Last Month
Share of Spend - Last Month
Date capitalone.com discover.com chase.com forbes.com experian.com comparecredit.com americanexpress.com creditkarma.com nerdwallet.com carecredit.com
2026/05/01 18.4% 15.04% 11.72% 2.05% 4.07% 4.72% 6.15% 3.48% 3.06% 3.66%
2026/05/02 18.09% 13.74% 10.89% 2.49% 4.17% 3.77% 6.36% 3.4% 5.76% 3.82%
2026/05/03 16.75% 14.66% 9.98% 2.7% 4.52% 4.77% 5.4% 3.97% 6.37% 3.47%
2026/05/04 16.64% 16.04% 10.89% 3.46% 4.22% 4.23% 5.5% 4.26% 4.98% 3.11%
2026/05/05 19.69% 15.5% 9.87% 4.23% 4.52% 4.05% 5.97% 4.14% 4.68% 2.84%
2026/05/06 19.9% 16.18% 9.93% 4.05% 4.6% 2.93% 5.83% 3.37% 3.9% 3.47%
2026/05/07 18.88% 16.17% 10.63% 3.88% 4.19% 2.44% 6.17% 3.12% 3.58% 3.57%
2026/05/08 18.77% 14.82% 10.23% 4.96% 5.35% 2.8% 5.81% 3.62% 3.58% 3.44%
2026/05/09 17.76% 15.08% 9.85% 4.01% 5.87% 2.25% 5.81% 4.56% 5.11% 3.07%
2026/05/10 17.2% 15.23% 10.05% 4.71% 5.64% 2.35% 5.88% 4.5% 5.04% 3.06%
2026/05/11 18.37% 15.1% 9.84% 3.14% 5.69% 3.09% 5.32% 4.5% 3.88% 2.77%
2026/05/12 18.26% 15.11% 10.16% 3.52% 5.44% 3.97% 4.92% 4.29% 4.81% 2.67%
2026/05/13 19.16% 15.72% 10.05% 4.27% 5.36% 2.81% 5.71% 4.39% 3.31% 2.92%
2026/05/14 17.93% 14.32% 12.16% 2.76% 5.36% 3.25% 5.41% 5.15% 3.09% 2.96%
2026/05/15 18.73% 14.81% 10.19% 4.95% 5.36% 2.8% 5.8% 3.61% 3.59% 3.44%
2026/05/16 16.45% 13.63% 12.77% 4.84% 5.04% 2.54% 5.8% 4.57% 5.15% 2.67%
2026/05/17 15.76% 12.85% 12.71% 4.79% 5.32% 3.26% 5.2% 5.1% 5.16% 2.78%
2026/05/18 18.68% 11.41% 12.35% 5.62% 5.67% 3.34% 5.58% 4.86% 4.57% 2.96%
2026/05/19 18.3% 12.14% 12.77% 4.79% 4.66% 3.04% 6.12% 4.29% 4.43% 3.66%
2026/05/20 17.71% 12.74% 12.44% 4.83% 5.42% 3.02% 5.22% 4.22% 5.76% 3.31%
2026/05/21 17.64% 13.94% 12.49% 4.66% 5.88% 3.33% 3.85% 4.36% 4.74% 2.84%
2026/05/22 18.51% 15.24% 10.94% 4.69% 6.33% 1.82% 3.66% 3.92% 7.02% 2.62%
2026/05/23 17.57% 16.24% 10.99% 5.17% 6.26% 1.94% 4.56% 3.92% 5.52% 2.66%
2026/05/24 17.88% 14.42% 10.83% 6.36% 5.34% 2.64% 4.93% 3.99% 5.32% 2.29%
2026/05/25 17.47% 12.66% 10.91% 5.81% 5.09% 3.2% 5.97% 4.03% 4.88% 2.3%
2026/05/26 18.21% 12.65% 12.33% 7.26% 5.66% 3.38% 4.8% 4.45% 4.51% 2.4%
2026/05/27 18.09% 14.16% 12.67% 6.12% 5.68% 3.64% 4.91% 3.96% 3.69% 2.35%
2026/05/28 18.04% 15.11% 12.55% 5.97% 4.85% 4.44% 5.09% 3.94% 3.85% 2.46%
2026/05/29 16.77% 14.42% 12.97% 5.54% 4.94% 3.84% 4.71% 4.06% 4.63% 2.84%
2026/05/30 16.71% 13.08% 12.96% 5.56% 5.46% 5.31% 4.8% 4.05% 3.69% 2.57%
2026/05/31 17.96% 13.35% 12.53% 5.19% 5.16% 4.96% 4.91% 4.17% 3.51% 2.87%
  • capitalone.com
  • discover.com
  • chase.com
  • forbes.com
  • experian.com
  • comparecredit.com
  • americanexpress.com
  • creditkarma.com
  • nerdwallet.com
  • carecredit.com

Copyright © Adthena. All rights reserved.

In May 2026, Capital One led with fluctuating spend shares, peaking at 19.90%. Discover and Chase followed, with Discover’s share dipping mid-month. Forbes and Experian showed steady growth, while American Express and Credit Karma maintained moderate shares. The month concluded with Capital One still leading.

Market Exposure

Competitor Count for US Finance Credit Cards

Ever wondered how many competitors you’re up against in your industry? Well look no further, here we can see the number of advertisers bidding over the last month. 

Competitor Count - Last month
Competitor Count - Last month
Date Competitor Count
2026/05/01 531
2026/05/02 525
2026/05/03 552
2026/05/04 538
2026/05/05 545
2026/05/06 536
2026/05/07 541
2026/05/08 538
2026/05/09 509
2026/05/10 524
2026/05/11 586
2026/05/12 570
2026/05/13 539
2026/05/14 580
2026/05/15 538
2026/05/16 579
2026/05/17 600
2026/05/18 578
2026/05/19 568
2026/05/20 570
2026/05/21 586
2026/05/22 602
2026/05/23 593
2026/05/24 606
2026/05/25 692
2026/05/26 679
2026/05/27 679
2026/05/28 667
2026/05/29 640
2026/05/30 640
2026/05/31 654

Copyright © Adthena. All rights reserved.

May began with 531 advertisers, fluctuating throughout. Mid-month saw a peak at 600, then surged to 692 on May 25. The month concluded with 654 advertisers, reflecting dynamic competition.

Campaign Efficiency

Market Loss & Market Gains for US Finance Credit Cards

Here we’re looking at the Top 10 biggest industry movers by market share gains and losses for the last 30 days.

Market Loss & Market Gains - Last month
Market Loss & Market Gains - Last month
Name Market Trend
chase.com 0.6%
forbes.com 0.51%
experian.com 0.42%
capitalone.com 0.25%
comparecredit.com 0.25%
cardratings.com -0.23%
paypal.com -0.3%
creditkarma.com -0.33%
discover.com -0.76%
americanexpress.com -1.21%

Copyright © Adthena. All rights reserved.

Chase.com leads with a 0.60% click share rise, while AmericanExpress.com drops by 1.21%.

Campaign Efficiency

US Finance Credit Cards Share of Impressions

Take a look at the Top 10 competitors in the industry by Share of Impressions over the last month.

Date capitalone.com discover.com chase.com experian.com creditkarma.com americanexpress.com comparecredit.com forbes.com nerdwallet.com netcredit.com
2026/05/01 16.9% 10.64% 8.28% 7.43% 9.79% 9.23% 4.27% 1.17% 1.31% 1.25%
2026/05/02 16.13% 9.84% 8.08% 7.74% 9.37% 9.76% 3.03% 1.34% 2.76% 1.84%
2026/05/03 14.68% 10.23% 7.2% 9.23% 9.94% 8.02% 4.28% 1.65% 3.61% 1.78%
2026/05/04 15.14% 11.41% 7.74% 7.75% 10% 8.53% 3.58% 2.01% 2.86% 1.25%
2026/05/05 18.02% 11.05% 6.99% 8.17% 8.94% 8.8% 3.49% 2.52% 3.31% 2.44%
2026/05/06 18.24% 11.83% 6.99% 8.73% 7.93% 8.82% 2.39% 2.34% 2.03% 2.57%
2026/05/07 17.08% 11.65% 7.36% 8.66% 8.23% 9.33% 2.33% 2.3% 2.06% 1.86%
2026/05/08 17.17% 10.54% 7.24% 9.53% 9.23% 8.55% 2.52% 2.87% 2.21% 2.3%
2026/05/09 15.89% 11.17% 6.93% 10.52% 9.8% 8.32% 1.73% 2.13% 3.04% 1.93%
2026/05/10 15.64% 11.39% 7.35% 9.58% 9.13% 8.33% 1.86% 2.82% 2.79% 1.87%
2026/05/11 16.59% 11.4% 7.17% 10.43% 8.73% 7.58% 2.46% 1.68% 2.16% 1.85%
2026/05/12 15.64% 11.09% 7.62% 10.15% 8.58% 7.05% 3.44% 1.82% 2.39% 1.84%
2026/05/13 16.7% 12.17% 7.41% 9.65% 9.32% 8.32% 2.33% 2.26% 1.62% 3.32%
2026/05/14 16.22% 11.11% 8.52% 9.13% 9.56% 7.4% 2.88% 1.35% 1.89% 3.13%
2026/05/15 17.14% 10.54% 7.22% 9.53% 9.22% 8.53% 2.52% 2.86% 2.21% 2.3%
2026/05/16 15.06% 9.84% 10.25% 8.66% 9.04% 8.28% 2.29% 2.9% 3.11% 2.96%
2026/05/17 14.59% 8.86% 10.42% 9.06% 10.12% 7.71% 2.92% 2.94% 3.22% 1.73%
2026/05/18 16.82% 8.13% 9.66% 9.91% 9.51% 8.31% 2.91% 3.23% 2.68% 2.21%
2026/05/19 15.82% 8.47% 9.66% 9.68% 9.44% 8.93% 2.57% 2.74% 2.57% 2.34%
2026/05/20 15.43% 9.44% 9.68% 8.53% 9.88% 8.13% 2.91% 2.9% 3.7% 2.05%
2026/05/21 15.89% 10.86% 9.57% 10.76% 9.23% 5.83% 2.97% 2.67% 3.23% 1.74%
2026/05/22 16.92% 11.75% 8.8% 10.72% 9.09% 5.52% 1.66% 2.63% 4.56% 2.36%
2026/05/23 16.12% 12.71% 8.24% 10.41% 9.23% 6.63% 1.89% 3.3% 3.58% 1.99%
2026/05/24 16.27% 11.44% 8.19% 9.1% 8.94% 6.83% 2.65% 3.9% 3.44% 2.61%
2026/05/25 16.03% 9.74% 8.69% 7.62% 8.65% 7.87% 2.88% 3.57% 2.75% 2.13%
2026/05/26 16.67% 9.33% 10.01% 9.88% 8.12% 6.83% 3.02% 4.32% 2.69% 2.77%
2026/05/27 16.35% 10.54% 9.93% 9.7% 8.29% 6.8% 3.05% 3.45% 1.98% 2.64%
2026/05/28 16.45% 11.29% 10.5% 8% 8.65% 7.15% 4.13% 3.63% 1.69% 2.64%
2026/05/29 14.8% 10.67% 10.42% 8.11% 9.52% 7.08% 3.69% 3.29% 2.61% 2.02%
2026/05/30 14.64% 9.79% 9.96% 9.06% 8.74% 6.89% 4.73% 3.3% 1.88% 2.3%
2026/05/31 15.29% 10% 9.95% 9.52% 9.16% 7.07% 4.38% 3.06% 2.05% 1.86%
  • capitalone.com
  • discover.com
  • chase.com
  • experian.com
  • creditkarma.com
  • americanexpress.com
  • comparecredit.com
  • forbes.com
  • nerdwallet.com
  • netcredit.com

Copyright © Adthena. All rights reserved.

In May 2026, Capital One led with fluctuating impressions, peaking at 18.24% on May 6. Discover saw a mid-month dip but rebounded to 12.71% on May 23. Chase’s impressions rose steadily, ending at 9.95%. Experian and Credit Karma showed consistent performance, while American Express experienced a decline. Compare Credit and Forbes had modest gains, with NerdWallet and NetCredit maintaining lower shares.

Campaign Efficiency

Google Text Ad Copy Insights & Creative Trends for US Finance Credit Cards

Ever wondered how your rivals’ ads are doing? Here we can see the top-performing ads in the industry over the last month.

Google Text Ad Copy Insights & Creative Trends for US Finance Credit Cards - Last month
  1. 1
    American Express - Official American Express Site https://www.americanexpress.com

    Explore American Express® Welcome Offers & Apply on The Official Site. Terms Apply.

  2. 2
    No Credit Score Required https://www.capitalone.com › creditcards › buildcredit

    Credit Cards for Bad Credit — Responsible Card Use May Help Build Up Fair Credit—Credit Scores May Be Used if Available.

  3. 3
    CHASE® Credit Card Offers | Chase® Cards Official Site https://creditcards.chase.com › creditcards › learnmore

    Easily compare our credit card rewards to find the one you want. Member FDIC. Compare CHASE® Credit Card offers to find the best card for you.

  4. 4
    Credit Karma - Check Free Credit Score https://www.creditkarma.com

    Get Free Credit Reports in 2 Minutes. Get an in-depth view of your credit score. Change Your Mindset and Get the Credit Score You Deserve. Start with a Free Credit Check. Free Full Credit Report.

  5. 5
    19 Best Cards For Poor Credit - No Ding Decline™ https://www.experian.com

    Cards Labeled "No Ding Decline™" Won't Hurt Your Credit Scores If You Are Not Approved. Other Websites Only Show You Cards That Make Them The Most Money. Get A Better Card Here.

Copyright © Adthena. All rights reserved.

In the competitive world of credit cards, American Express entices with exclusive offers, while Capital One targets those building credit. Chase emphasizes rewards comparison, Credit Karma offers free credit insights, and Experian promotes cards that protect credit scores. Each ad uniquely addresses diverse consumer needs.

Frequently Asked Questions

Customer Success Stories

Get the full picture

See this data specific to your brand performance

The data on this page is just a sample of the billions of data points we hold at Adthena. The insights generated by Ask Arlo, leverage real-time GenAI to answer questions about your search data.

Our search consultants can introduce you to Whole Market View data that is specific to your organization, based on the size of the relevant search term and competitor universe, and the locations that you need monitoring.

Related reports