AUS Finance Credit Cards - PPC Market Share Analysis April 2026

Leveraging Adthena’s Whole Market View, this analysis explores recent trends in Google Ads for the AUS Credit Cards category from the last month. Our Data Analyst, Ask Arlo provides commentary on key findings.

Credit Cards – AUS

Google AI Overview visibility for Finance Credit Cards AUS

See how often AIOs appear and how search intent is distributed across buying signals.

AIO Frequency

How often a Google AI overview appears on search terms relevant to this category.

Frequency Percentage
Frequency 13.0989643251
86.9010356749
13%

Complex Query Frequency

A complex query is a longer, more detailed search that often contains multiple keywords, specific conditions, or multi-part questions.

Frequency Percentage
Frequency 66
34
66%

Search Intent Distribution

Breakdown of search queries by their underlying goal.

Intent Distribution
Investigational 21%
Transactional 15%
Navigational 7%
Seasonal 0%
Local 2%
Problem Solving 5%

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Market Exposure

Share of Clicks for top 10 AUS Finance Credit Cards brands

Here are the Top 10 competitors in the industry by Share of Clicks for the last month.

Share of Clicks - Last month
Share of Clicks - Last month
Domain Share of clicks
americanexpress.com 22.92
commbank.com.au 12.48
paypal.com 9.31
latitudefinancial.com.au 9.18
nab.com.au 8.89
westpac.com.au 6.62
wise.com 5.44
finder.com.au 5.19
velocityfrequentflyer.com 2.71
qantasmoney.com 2.58
others 14.68
  • americanexpress.com - 22.92%
  • commbank.com.au - 12.48%
  • paypal.com - 9.31%
  • latitudefinancial.com.au - 9.18%
  • nab.com.au - 8.89%
  • westpac.com.au - 6.62%
  • wise.com - 5.44%
  • finder.com.au - 5.19%
  • velocityfrequentflyer.com - 2.71%
  • qantasmoney.com - 2.58%
  • others - 14.68%

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American Express leads with 22.92% click share, followed by ‘others’ at 14.68%. CommBank and PayPal trail with 12.48% and 9.31%, respectively.

Market Exposure

Share of Spend for the top 10 AUS Finance Credit Cards brands

Curious about your market position? Here you can see the Top 10 competitors in the industry by Share of Spend for the last month. 

Share of Spend - Last Month
Share of Spend - Last Month
Date latitudefinancial.com.au commbank.com.au finder.com.au americanexpress.com westpac.com.au nab.com.au stgeorge.com.au velocityfrequentflyer.com creditcard.com.au greatsouthernbank.com.au
2026/04/01 17.56% 6.87% 15.08% 10.8% 9.53% 7.02% 3.78% 4.63% 3.53% 3.59%
2026/04/02 15.01% 8.65% 14.19% 9.97% 10.48% 6.28% 4.04% 4.87% 3.34% 6.52%
2026/04/03 16.11% 10.14% 12.1% 9.15% 10.86% 6.98% 3.32% 5.13% 3.18% 6.57%
2026/04/04 15.73% 8.75% 10.16% 9.51% 13.08% 7.33% 5.81% 4.44% 2.77% 5.79%
2026/04/05 19.23% 8.45% 8.97% 8.05% 12.64% 7.13% 5.26% 5.36% 3.26% 6.25%
2026/04/06 20.03% 8.59% 10.46% 9.13% 8.62% 8.65% 4.91% 3.07% 4.48% 7.33%
2026/04/07 18.46% 9.71% 10.62% 9.58% 8.49% 8.34% 5.62% 2.06% 5.19% 7.27%
2026/04/08 16.26% 10.29% 11.04% 7.52% 9.18% 8.1% 6.67% 2.15% 5.98% 8.05%
2026/04/09 17.8% 10.29% 10.7% 7.17% 8.72% 7.72% 4.55% 2.89% 7.46% 8.08%
2026/04/10 17.71% 9.58% 9.41% 8.38% 9.95% 7.69% 5.47% 3.25% 9.21% 3.94%
2026/04/11 18.82% 9.1% 8.37% 5.61% 11.66% 7.92% 4.98% 2.99% 7.83% 6.33%
2026/04/12 18.58% 7.88% 8.34% 7.02% 10.39% 8.38% 6.4% 3.44% 5.91% 7.78%
2026/04/13 20.28% 9.28% 9.56% 7.39% 10.15% 8.53% 5.18% 2.78% 5.49% 3.4%
2026/04/14 19.11% 9.31% 12.32% 8.64% 10.42% 9.03% 5.33% 3.08% 4.89% 0.42%
2026/04/15 19.12% 9.58% 11.74% 10.52% 10% 8.6% 5.49% 3.53% 2.32% 0.51%
2026/04/16 20.6% 9.52% 11.7% 10.27% 12.7% 7.66% 4.7% 2.39% 2.99% 0.3%
2026/04/17 19.81% 9.41% 11.94% 10.04% 13.47% 7.71% 4.8% 3.7% 0.92% 0.17%
2026/04/18 21.44% 8.75% 9.11% 10.55% 14.11% 7.16% 5.62% 3.57% 1.06% 0.17%
2026/04/19 22.11% 10.31% 11.17% 9.19% 12.51% 7.34% 5.71% 2.7% 0.74% 0.2%
2026/04/20 21.44% 10.15% 12.28% 8.75% 12.04% 7.97% 5.18% 2.41% 1.36% 0.16%
2026/04/21 20.55% 9.47% 13.34% 8.66% 10.9% 6.94% 3.92% 3.49% 3.26% 0.12%
2026/04/22 21.25% 12.96% 14.68% 8.51% 9.93% 5.52% 2.26% 3.87% 2.36% 0.08%
2026/04/23 21.78% 17.67% 13.23% 9.25% 9.7% 5.15% 2.34% 2.8% 1.9% 0.17%
2026/04/24 21.47% 15.21% 13.06% 10.37% 9.08% 5.33% 3.55% 2.76% 0.71% 0.15%
2026/04/25 21.23% 15.93% 13.6% 8.58% 10.79% 5.45% 4.77% 2.52% 1.07% 0.24%
2026/04/26 21.84% 12.72% 13.68% 8.7% 11.72% 6.11% 4.6% 2.79% 0.42% 0.08%
2026/04/27 21.86% 11.18% 14.97% 10% 8.17% 6.51% 3.82% 2.91% 1.02% 0.12%
2026/04/28 21.42% 10.7% 16.33% 10.37% 10.09% 4.9% 4.91% 2.08% 2.31% 0.19%
2026/04/29 19.91% 15.47% 15.95% 10.5% 9.56% 4.65% 4.32% 3.02% 0.72% 0.08%
2026/04/30 16.96% 16.36% 14.83% 9.83% 9.77% 5.4% 4.04% 2.14% 1.76% 0.1%
  • latitudefinancial.com.au
  • commbank.com.au
  • finder.com.au
  • americanexpress.com
  • westpac.com.au
  • nab.com.au
  • stgeorge.com.au
  • velocityfrequentflyer.com
  • creditcard.com.au
  • greatsouthernbank.com.au

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Latitude Financial’s spend share fluctuated, peaking at 22.11% mid-month. CommBank surged late April, reaching 17.67%. Finder and American Express showed steady growth. Westpac and NAB had moderate fluctuations. St. George and Velocity declined. April ended with Latitude leading.

Market Exposure

Competitor Count for AUS Finance Credit Cards

Ever wondered how many competitors you’re up against in your industry? Well look no further, here we can see the number of advertisers bidding over the last month. 

Competitor Count - Last month
Competitor Count - Last month
Date Competitor Count
2026/04/01 131
2026/04/02 136
2026/04/03 135
2026/04/04 132
2026/04/05 136
2026/04/06 129
2026/04/07 135
2026/04/08 129
2026/04/09 129
2026/04/10 125
2026/04/11 124
2026/04/12 125
2026/04/13 125
2026/04/14 127
2026/04/15 128
2026/04/16 126
2026/04/17 125
2026/04/18 122
2026/04/19 124
2026/04/20 123
2026/04/21 121
2026/04/22 120
2026/04/23 123
2026/04/24 120
2026/04/25 122
2026/04/26 122
2026/04/27 119
2026/04/28 123
2026/04/29 119
2026/04/30 123

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April began with 131 advertisers, peaking at 136, then gradually declined to 123 by month’s end.

Campaign Efficiency

Market Loss & Market Gains for AUS Finance Credit Cards

Here we’re looking at the Top 10 biggest industry movers by market share gains and losses for the last 30 days.

Market Loss & Market Gains - Last month
Market Loss & Market Gains - Last month
Name Market Trend
commbank.com.au 2.68%
finder.com.au 1.29%
americanexpress.com 1.08%
latitudefinancial.com.au 0.93%
wise.com 0.43%
stgeorge.com.au -0.33%
nab.com.au -1.07%
greatsouthernbank.com.au -1.57%
paypal.com -1.61%
creditcard.com.au -1.94%

Copyright © Adthena. All rights reserved.

CommBank surged with a 2.68% click share increase, while creditcard.com.au dropped by 1.94%. American Express and Finder also gained, contrasting with declines from PayPal and Great Southern Bank.

Campaign Efficiency

AUS Finance Credit Cards Share of Impressions

Take a look at the Top 10 competitors in the industry by Share of Impressions over the last month.

Date commbank.com.au americanexpress.com latitudefinancial.com.au finder.com.au westpac.com.au nab.com.au paypal.com wise.com stgeorge.com.au velocityfrequentflyer.com
2026/04/01 9.25% 17.54% 13.32% 11.48% 7.54% 6.83% 2.28% 3.48% 2.28% 4.11%
2026/04/02 10.93% 15.59% 11.68% 11.25% 7.5% 6.09% 2.38% 3.09% 2.78% 4.53%
2026/04/03 11.86% 14.89% 11.53% 9.7% 7.84% 6.3% 4.02% 3.48% 2.27% 4.56%
2026/04/04 10.58% 14.93% 12.39% 7.85% 9.31% 6.43% 3.07% 3.72% 4% 4.22%
2026/04/05 11.16% 13.88% 15.76% 7.05% 8.9% 6.4% 2.46% 3.5% 3.38% 4.94%
2026/04/06 10.27% 14.5% 15.81% 7.93% 6.34% 8.02% 3.79% 3.87% 3.08% 3.21%
2026/04/07 11.97% 14.43% 13.81% 8.72% 6.34% 7.85% 1.98% 3.77% 3.58% 2.16%
2026/04/08 11.7% 13.5% 12.69% 8.97% 6.49% 7.47% 2.89% 3.81% 4.54% 2.27%
2026/04/09 12.18% 13.07% 13.34% 8.38% 6.25% 7.37% 2.97% 3.63% 3.01% 2.96%
2026/04/10 12.18% 14.5% 14.37% 7.76% 6.71% 7.45% 3.12% 3.42% 3.68% 3.01%
2026/04/11 10.47% 11.79% 14.5% 7.09% 8.08% 7.41% 6.11% 2.94% 3.25% 2.8%
2026/04/12 9.62% 12.82% 14.57% 6.79% 6.86% 7.46% 6.42% 3.2% 4.1% 2.99%
2026/04/13 10.71% 12.41% 15.47% 7.82% 6.57% 7.85% 7.17% 3.31% 3.1% 2.54%
2026/04/14 10.86% 13.47% 14.73% 9.99% 6.65% 8.5% 6.35% 3.56% 3.47% 2.81%
2026/04/15 11.21% 15.49% 14.18% 9.29% 6.62% 7.89% 5.45% 3.57% 3.38% 3.3%
2026/04/16 10.78% 15.61% 15.42% 9.49% 8.28% 7.19% 7.26% 3.38% 3.04% 2.36%
2026/04/17 10.76% 15.08% 14.56% 9.54% 8.27% 6.63% 8.02% 3.74% 2.99% 3.15%
2026/04/18 10.75% 16.73% 15.78% 7.98% 8.92% 6.47% 6.33% 3.45% 3.55% 3.17%
2026/04/19 11.38% 14.3% 17.37% 9.46% 8.59% 6.66% 3.86% 3.6% 3.76% 2.63%
2026/04/20 11.49% 16.04% 16.32% 10.26% 8.25% 7.22% 2.74% 3.81% 3.19% 2.33%
2026/04/21 10.89% 14.7% 15.92% 11.64% 7.67% 6.55% 3.79% 4.2% 2.84% 3.18%
2026/04/22 14.35% 14.34% 16.38% 12.43% 6.76% 5.08% 3.03% 4.09% 1.47% 3.48%
2026/04/23 18.96% 15.02% 16.7% 11.36% 6.63% 4.78% 3.41% 3.96% 1.42% 2.46%
2026/04/24 16.58% 15.06% 16.7% 10.84% 6.25% 5.03% 3.63% 3.75% 2.39% 2.5%
2026/04/25 17.76% 14.09% 15.87% 11.81% 7.35% 4.93% 3.66% 3.72% 3.15% 2.31%
2026/04/26 14.09% 15.44% 16.57% 11.97% 8.16% 5.85% 3.18% 3.53% 3.01% 2.54%
2026/04/27 11.85% 15.45% 17.26% 12.92% 5.95% 6.21% 2.49% 3.55% 2.69% 2.69%
2026/04/28 12.7% 15.94% 16.31% 13.9% 7.28% 4.5% 2.62% 4.13% 3.26% 1.99%
2026/04/29 16.88% 16.49% 15.42% 13.46% 6.1% 4.24% 3.1% 3.45% 2.98% 2.9%
2026/04/30 17.67% 16.04% 13.18% 12.28% 6.4% 5.05% 3.68% 3.62% 2.78% 2.07%
  • commbank.com.au
  • americanexpress.com
  • latitudefinancial.com.au
  • finder.com.au
  • westpac.com.au
  • nab.com.au
  • paypal.com
  • wise.com
  • stgeorge.com.au
  • velocityfrequentflyer.com

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In April 2026, CommBank’s impression share surged, peaking at 18.96% on the 23rd. American Express fluctuated, ending at 16.04%. Latitude Financial rose steadily, reaching 17.37% on the 19th. Finder.com.au climbed, closing at 12.28%. Westpac and NAB saw declines, while PayPal and Wise remained stable. St. George and Velocity Frequent Flyer experienced minor fluctuations.

Campaign Efficiency

Google Text Ad Copy Insights & Creative Trends for AUS Finance Credit Cards

Ever wondered how your rivals’ ads are doing? Here we can see the top-performing ads in the industry over the last month.

Google Text Ad Copy Insights & Creative Trends for AUS Finance Credit Cards - Last month
  1. 1
    CommBank Credit Cards - Limited Time Offers Available https://www.commbank.com.au › apply › credit-cards

    Compare Our Latest Credit Card Offers To Find The Offer That Best Suits Your Needs.

  2. 2
    Latitude GEM Visa Credit Card - Apply in Under 10 Minutes https://www.latitudefinancial.com.au

    Approved by 26/5/26. Spend $1.5K a mnth for 3 mnths on general purchases. T&Cs, fees apply

  3. 3
    NAB Qantas Signature Card - 130k Bonus Qantas Points https://www.nab.com.au › credit_cards › qantas

    130k Bonus Qantas Pts. Spend $5k in 1st 90 Days & keep open for over 12 months. T&Cs Apply

  4. 4
    PayPal® - Official Site https://www.paypal.com

    PayPal: Fast Payment Option — Pay, Send, & Save Smarter, All in The PayPal App. Take Control of Your Money. Terms Apply. Easy.

  5. 5
    Westpac Altitude Qantas Black - Up To 150K Bonus Qantas Points https://www.westpac.com.au

    Earn Up To 150K Bonus Qantas Points With The Altitude Qantas Black Card. T&Cs Apply. Westpac's Highest Qantas Points Earning Credit Card.

Copyright © Adthena. All rights reserved.

In the competitive landscape of credit card PPC ads, CommBank entices with limited-time offers, while Latitude Financial promises quick applications. NAB and Westpac captivate with substantial Qantas points, and PayPal emphasizes convenience and control. Each ad uniquely appeals to diverse consumer needs.

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