US Finance Loans & Mortgages - PPC Market Share Analysis December 2025

Leveraging Adthena’s Whole Market View, this analysis explores recent trends in Google Ads for the US Loans & Mortgages category from the last month. Our Data Analyst, Ask Arlo provides commentary on key findings.

Loans & Mortgages – US

Google AI Overview visibility for Finance Loans & Mortgages US

See how often AIOs appear and how search intent is distributed across buying signals.

AIO Frequency

How often a Google AI overview appears on search terms relevant to this category.

Frequency Percentage
Frequency 33.6451502829
66.3548497171
33%

Complex Query Frequency

A complex query is a longer, more detailed search that often contains multiple keywords, specific conditions, or multi-part questions.

Frequency Percentage
Frequency 64
36
64%

Search Intent Distribution

Breakdown of search queries by their underlying goal.

Intent Distribution
Investigational 12%
Transactional 10%
Navigational 1%
Seasonal 0%
Local 0%
Problem Solving 27%

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Market Exposure

Share of Clicks for top 10 US Finance Loans & Mortgages brands

Here are the Top 10 competitors in the industry by Share of Clicks for the last month.

Share of Clicks - Last month
Share of Clicks - Last month
Domain Share of clicks
rocketmortgage.com 11.12
lendingtree.com 7.18
veteransunited.com 5.11
upstart.com 4.73
nerdwallet.com 3.94
chase.com 3.44
fastloanadvance.com 3.16
sofi.com 2.88
navyfederal.org 2.39
bankofamerica.com 2.3
others 53.75
  • rocketmortgage.com - 11.12%
  • lendingtree.com - 7.18%
  • veteransunited.com - 5.11%
  • upstart.com - 4.73%
  • nerdwallet.com - 3.94%
  • chase.com - 3.44%
  • fastloanadvance.com - 3.16%
  • sofi.com - 2.88%
  • navyfederal.org - 2.39%
  • bankofamerica.com - 2.3%
  • others - 53.75%

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In the competitive landscape of Google PPC, Rocket Mortgage leads with 11.12% click share, followed by LendingTree at 7.18%. Meanwhile, ‘others’ dominate with 53.75%, highlighting diverse competition.

Market Exposure

Share of Spend for the top 10 US Finance Loans & Mortgages brands

Curious about your market position? Here you can see the Top 10 competitors in the industry by Share of Spend for the last month. 

Share of Spend - Last Month
Share of Spend - Last Month
Date rocketmortgage.com lendingtree.com upstart.com veteransunited.com chase.com nerdwallet.com fastloanadvance.com bestmoney.com fund.com sofi.com
2025/12/01 10.14% 7.93% 7.45% 3.15% 2.23% 4.84% 4.13% 2.14% 3.06% 3.54%
2025/12/02 11.52% 7.73% 6.52% 4.31% 2.17% 5.16% 3.97% 2.45% 2.86% 3.42%
2025/12/03 9.31% 7.64% 6.22% 3.03% 2.54% 5.19% 4.34% 2.99% 2.98% 3.61%
2025/12/04 10.75% 7.07% 5.18% 3.52% 2.23% 4.77% 4.65% 2.93% 2.81% 3.76%
2025/12/05 9.4% 7.04% 6.75% 3.42% 2.35% 6.08% 4.22% 2.1% 2.51% 3.73%
2025/12/06 9.18% 8.28% 6.92% 3.41% 2.98% 4.7% 3.98% 1.95% 2.12% 5.28%
2025/12/07 10.9% 8.39% 6.73% 3.81% 2.66% 4.81% 3.52% 1.85% 2.15% 4.74%
2025/12/08 8.38% 8.52% 6.42% 4.99% 2.99% 5.74% 4.14% 2.26% 2.72% 3.88%
2025/12/09 8.63% 8.93% 6.39% 4.58% 2.46% 5.02% 4.76% 2.39% 2.6% 3.75%
2025/12/10 9.49% 7.73% 6.35% 3.61% 2.39% 4.57% 4.7% 2.94% 2.51% 3.56%
2025/12/11 8.69% 8.54% 6.21% 3.4% 2.55% 5.32% 4.29% 2.52% 2.33% 4.41%
2025/12/12 9.21% 9.54% 5.76% 3.12% 2.6% 4.69% 4.29% 2.34% 2.02% 4.65%
2025/12/13 10.5% 7.66% 6.99% 3.64% 2.8% 3.59% 3.92% 2.2% 1.99% 5.59%
2025/12/14 9.3% 8.19% 6.1% 4.12% 3.58% 3.9% 3.87% 2.21% 2.26% 6.25%
2025/12/15 8.86% 8.96% 5.19% 3.93% 2.44% 4.24% 4.14% 2.33% 2.74% 4.23%
2025/12/16 8.52% 8.24% 5.66% 4.44% 2.4% 4.03% 3.76% 2.74% 3.34% 3.57%
2025/12/17 8.43% 7.88% 6.07% 5.45% 2.1% 3.59% 4.16% 3.04% 2.79% 3.88%
2025/12/18 9.62% 9.5% 5.99% 2.64% 2.29% 3.92% 4.33% 3.31% 2.45% 5.09%
2025/12/19 9.79% 8.05% 5.06% 4.35% 2.56% 4.84% 4.41% 2.91% 1.88% 4.27%
2025/12/20 10.85% 7.35% 5.46% 4.3% 3.3% 4.44% 3.2% 3.1% 2.06% 5.21%
2025/12/21 11.06% 6.31% 6.04% 4.91% 2.98% 5.33% 2.62% 3.29% 2.68% 5.24%
2025/12/22 10.01% 7.41% 6.07% 4.85% 2.52% 4.82% 3.5% 3.16% 2.1% 3.57%
2025/12/23 9.49% 7.36% 6.2% 5.04% 2.47% 4.74% 3.37% 3.25% 2.74% 2.39%
2025/12/24 10.43% 7.94% 6.59% 5.59% 2.52% 3.29% 4.07% 2.43% 1.93% 2.36%
2025/12/25 9.65% 8.25% 6.26% 5.55% 2.6% 2.29% 3.36% 2.34% 2.21% 2.25%
2025/12/26 9.2% 8.07% 5.8% 4.72% 2.78% 4.36% 3.34% 3.37% 1.51% 1.94%
2025/12/27 9.94% 8.41% 6.29% 5.85% 3.12% 4.47% 2.61% 3.32% 1.62% 1.79%
2025/12/28 8.38% 7.95% 5.61% 5.84% 3.34% 4.72% 2.65% 3.02% 3.39% 1.77%
2025/12/29 9.54% 9.67% 6.22% 4.5% 2.41% 4.87% 3.33% 3.7% 3.53% 1.33%
2025/12/30 10.32% 7.65% 6.03% 5.02% 2.63% 4.95% 3.27% 3.44% 3.53% 1.72%
2025/12/31 9.21% 8.19% 6.99% 6.09% 3.26% 3.12% 2.73% 2.67% 2.6% 1.77%
  • rocketmortgage.com
  • lendingtree.com
  • upstart.com
  • veteransunited.com
  • chase.com
  • nerdwallet.com
  • fastloanadvance.com
  • bestmoney.com
  • fund.com
  • sofi.com

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Rocketmortgage.com led December with fluctuating spend, peaking at 11.52% on December 2. Lendingtree.com and upstart.com showed moderate stability, while veteransunited.com and chase.com had varied trends. Sofi.com ended with a decline.

Market Exposure

Competitor Count for US Finance Loans & Mortgages

Ever wondered how many competitors you’re up against in your industry? Well look no further, here we can see the number of advertisers bidding over the last month. 

Competitor Count - Last month
Competitor Count - Last month
Date Competitor Count
2025/12/01 1352
2025/12/02 1290
2025/12/03 1329
2025/12/04 1338
2025/12/05 1361
2025/12/06 1332
2025/12/07 1342
2025/12/08 1308
2025/12/09 1323
2025/12/10 1322
2025/12/11 1334
2025/12/12 1357
2025/12/13 1271
2025/12/14 1301
2025/12/15 1312
2025/12/16 1368
2025/12/17 1325
2025/12/18 1329
2025/12/19 1316
2025/12/20 1307
2025/12/21 1325
2025/12/22 1337
2025/12/23 1335
2025/12/24 1319
2025/12/25 1334
2025/12/26 1320
2025/12/27 1293
2025/12/28 1310
2025/12/29 1329
2025/12/30 1315
2025/12/31 1298

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Advertisers fluctuated in December, peaking at 1,368 on the 16th, ending at 1,298.

Campaign Efficiency

Market Loss & Market Gains for US Finance Loans & Mortgages

Here we’re looking at the Top 10 biggest industry movers by market share gains and losses for the last 30 days.

Market Loss & Market Gains - Last month
Market Loss & Market Gains - Last month
Name Market Trend
veteransunited.com 1.24%
uprova.com 0.88%
rocketmortgage.com 0.73%
bestmoney.com 0.63%
creditkarma.com 0.48%
graceloanadvance.com -0.45%
nationaldebtrelief.com -0.64%
fastloanadvance.com -0.72%
sofi.com -1.16%
bankrate.com -1.19%

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VeteransUnited.com surged with a 1.24% click share increase, while Bankrate.com dropped by 1.19%. RocketMortgage.com and Uprova.com also gained, contrasting SoFi.com’s decline.

Campaign Efficiency

US Finance Loans & Mortgages Share of Impressions

Take a look at the Top 10 competitors in the industry by Share of Impressions over the last month.

Date rocketmortgage.com veteransunited.com lendingtree.com upstart.com chase.com uprova.com nerdwallet.com bestmoney.com fastloanadvance.com sofi.com
2025/12/01 12.13% 3.52% 6.83% 6.24% 2.57% 1.1% 4.45% 1.85% 3.74% 3.44%
2025/12/02 14.17% 5.45% 7.22% 5.5% 2.24% 1.04% 4.52% 2.09% 3.62% 3.27%
2025/12/03 11.41% 3.57% 6.93% 4.95% 2.8% 1.25% 4.63% 2.59% 3.75% 3.47%
2025/12/04 13.74% 4.25% 6.54% 4.32% 2.39% 1.61% 4.09% 2.36% 4.02% 3.66%
2025/12/05 11.63% 3.97% 6.53% 5.41% 2.57% 1.3% 5.36% 1.73% 3.47% 3.61%
2025/12/06 11.2% 4.38% 7.36% 5.66% 3.23% 1.76% 4.29% 1.56% 3.46% 4.44%
2025/12/07 13.35% 4.59% 7.61% 5.53% 3.14% 1.9% 4.41% 1.38% 3.16% 4.28%
2025/12/08 10.41% 6.54% 7.58% 5.36% 3.35% 1.79% 4.94% 1.81% 3.77% 3.54%
2025/12/09 9.96% 6.22% 8.16% 5.44% 2.61% 2.07% 4.3% 1.8% 4.23% 3.48%
2025/12/10 11.35% 4.66% 6.61% 5.47% 2.69% 1.39% 4.04% 2.4% 4.25% 3.82%
2025/12/11 10.52% 4.32% 7.65% 5.26% 2.83% 1.37% 4.67% 2.11% 3.82% 4.73%
2025/12/12 11.41% 3.51% 8.41% 4.79% 2.87% 1.41% 4.27% 1.84% 3.58% 4.94%
2025/12/13 13.46% 4.13% 6.57% 5.84% 3% 1.62% 3.42% 1.84% 3.22% 5.92%
2025/12/14 11.43% 4.84% 7.17% 4.94% 4.12% 2.55% 3.86% 1.85% 3.18% 6.24%
2025/12/15 10.88% 5.11% 7.82% 4.59% 2.87% 1.93% 3.59% 1.9% 3.53% 4.12%
2025/12/16 11.18% 5.91% 7.25% 4.71% 2.84% 2.36% 3.47% 2.11% 3.11% 3.57%
2025/12/17 10.74% 6.63% 6.47% 4.97% 2.37% 2.53% 3.14% 2.38% 3.6% 4.27%
2025/12/18 12.17% 3.1% 8.7% 5.09% 2.46% 2.24% 3.28% 2.8% 3.7% 5.05%
2025/12/19 12.49% 5.5% 7.26% 4.08% 2.8% 2.18% 3.84% 2.43% 3.73% 4.36%
2025/12/20 13.2% 5.26% 6.55% 4.52% 3.53% 2.81% 3.85% 2.63% 2.75% 5.23%
2025/12/21 14.33% 5.95% 5.38% 4.78% 3.2% 2.23% 5.01% 2.69% 1.98% 5.45%
2025/12/22 13.31% 6.4% 6.78% 5.04% 2.7% 1.9% 3.88% 2.62% 2.87% 3.41%
2025/12/23 11.99% 6.31% 6.64% 5.19% 2.63% 2.89% 4.15% 2.77% 2.97% 2.28%
2025/12/24 12.98% 7.72% 6.81% 5.56% 2.8% 2.77% 2.37% 1.94% 3.48% 2.04%
2025/12/25 11.83% 7.01% 7.08% 5.09% 2.69% 3.28% 1.93% 2.08% 2.77% 1.89%
2025/12/26 11.31% 5.94% 7.44% 4.77% 3% 3.27% 3.64% 2.85% 2.72% 1.58%
2025/12/27 12.64% 8.07% 7.52% 5.06% 3.47% 3.19% 3.98% 2.79% 2.12% 1.6%
2025/12/28 10.14% 7.93% 6.94% 4.72% 3.96% 3.33% 4.01% 2.62% 2.13% 1.45%
2025/12/29 11.75% 5.63% 9.21% 5.28% 2.79% 2.63% 4.18% 3.23% 2.88% 1.03%
2025/12/30 13.09% 6.84% 6.67% 4.94% 3.14% 3.05% 4.22% 3.04% 2.74% 1.37%
2025/12/31 11.1% 8.56% 7.32% 5.85% 3.88% 3.12% 2.61% 2.51% 2.27% 1.48%
  • rocketmortgage.com
  • veteransunited.com
  • lendingtree.com
  • upstart.com
  • chase.com
  • uprova.com
  • nerdwallet.com
  • bestmoney.com
  • fastloanadvance.com
  • sofi.com

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Rocketmortgage.com saw fluctuating impressions, peaking mid-month. Veteransunited.com steadily rose, ending strong. Lendingtree.com maintained consistency. Upstart.com showed minor variations. Chase.com had a late surge. Uprova.com climbed steadily. Nerdwallet.com dipped late. Bestmoney.com remained stable. Fastloanadvance.com declined. Sofi.com dropped significantly by month-end.

Campaign Efficiency

Google Text Ad Copy Insights & Creative Trends for US Finance Loans & Mortgages

Ever wondered how your rivals’ ads are doing? Here we can see the top-performing ads in the industry over the last month.

Google Text Ad Copy Insights & Creative Trends for US Finance Loans & Mortgages - Last month
  1. 1
    Mortgage Calculator https://secure.ccoacares.com › debt › solutions

    Free Loan Calculator — Get in touch today to see how a debt consultation meeting can change your financial life. First in getting out of debt is making a plan that works for you & can be accomplished. Financial Freedom.

  2. 2
    First-Time Homebuyer Grant https://www.chase.com

    No Credit Impact Preapproval — We Offer A Grant And A Range Of Loans To Fit All Kinds Of First-Time Homebuyer Budgets.

  3. 3
    Calculate your monthly payment https://launchpad.rocketmortgage.com

    Calculate mortgage payment — What could you afford? Find out with Rocket Mortgage® home affordability calculator today.

  4. 4
    Loans With No Paperwork - Apply to Borrow $1K-$75K https://www.upstart.com › personal › loans

    Searching Personal Loans? Most borrowers on Upstart Marketplace get an instant decision

  5. 5
    (2025) VA Home Loan Calculator - Estimate Mortgage Payments https://www.veteransunited.com

    Veterans United: Turning Veterans Into Homeowners. It’s What We Do. Calculate Your Payment with $0 Down.

Copyright © Adthena. All rights reserved.

In the competitive landscape of Google PPC, five standout ads capture attention with distinct themes. CCOA Cares emphasizes financial freedom through debt consultation, while Chase offers grants for first-time homebuyers. Rocket Mortgage focuses on affordability, Upstart highlights instant loan decisions, and Veterans United champions veterans’ homeownership with $0 down.

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