AUS Finance Credit Cards - PPC Market Share Analysis November 2025

Leveraging Adthena’s Whole Market View, this analysis explores recent trends in Google Ads for the AUS Credit Cards category from the last month. Our Data Analyst, Ask Arlo provides commentary on key findings.

Credit Cards – AUS

Google AI Overview visibility for Finance Credit Cards AUS

See how often AIOs appear and how search intent is distributed across buying signals.

AIO Frequency

How often a Google AI overview appears on search terms relevant to this category.

Frequency Percentage
Frequency 13.725244089
86.274755911
13%

Complex Query Frequency

A complex query is a longer, more detailed search that often contains multiple keywords, specific conditions, or multi-part questions.

Frequency Percentage
Frequency 72
28
72%

Search Intent Distribution

Breakdown of search queries by their underlying goal.

Intent Distribution
Investigational 19%
Transactional 11%
Navigational 11%
Seasonal 0%
Local 1%
Problem Solving 6%

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Market Exposure

Share of Clicks for top 10 AUS Finance Credit Cards brands

Here are the Top 10 competitors in the industry by Share of Clicks for the last month.

Share of Clicks - Last month
Share of Clicks - Last month
Domain Share of clicks
americanexpress.com 16.87
finder.com.au 16.64
latitudefinancial.com.au 16.01
commbank.com.au 7.06
nab.com.au 5.44
westpac.com.au 5.14
creditcard.com.au 4.81
wise.com 4.73
stgeorge.com.au 3.2
velocityfrequentflyer.com 2.51
others 17.59
  • americanexpress.com - 16.87%
  • finder.com.au - 16.64%
  • latitudefinancial.com.au - 16.01%
  • commbank.com.au - 7.06%
  • nab.com.au - 5.44%
  • westpac.com.au - 5.14%
  • creditcard.com.au - 4.81%
  • wise.com - 4.73%
  • stgeorge.com.au - 3.2%
  • velocityfrequentflyer.com - 2.51%
  • others - 17.59%

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In the PPC landscape, American Express leads with 16.87% click share, closely followed by Finder at 16.64%. Others collectively hold 17.59%, showcasing diverse competition.

Market Exposure

Share of Spend for the top 10 AUS Finance Credit Cards brands

Curious about your market position? Here you can see the Top 10 competitors in the industry by Share of Spend for the last month. 

Share of Spend - Last Month
Share of Spend - Last Month
Date finder.com.au americanexpress.com latitudefinancial.com.au westpac.com.au creditcard.com.au stgeorge.com.au commbank.com.au nab.com.au wise.com velocityfrequentflyer.com
2025/10/01 18.29% 14.03% 14.49% 6.44% 5.84% 2.45% 4.65% 3.67% 3.13% 4.2%
2025/10/02 19.1% 14.65% 16.43% 5.45% 4.35% 2.79% 4.49% 4.13% 3.71% 3.57%
2025/10/03 17.85% 14.41% 17.46% 7.37% 4.39% 3.62% 4.02% 3.41% 3.25% 3.71%
2025/10/04 17.76% 13.96% 18.57% 6.98% 3.6% 3.48% 4.06% 3.92% 3.42% 3.73%
2025/10/05 17.22% 13.9% 19.42% 6.99% 4.19% 3.78% 3.71% 3.47% 3.88% 3.76%
2025/10/06 17.92% 14.49% 18.77% 5.48% 4.39% 2.92% 4.32% 3.76% 4.1% 3.05%
2025/10/07 18.6% 13.7% 17.76% 4.45% 4.86% 2.65% 3.79% 4.19% 4.01% 4.32%
2025/10/08 17.83% 15.92% 16.97% 5.06% 5.74% 2.36% 4.14% 3.96% 3.49% 3.93%
2025/10/09 19.02% 15.77% 17.66% 5.44% 4.66% 2.99% 4% 3.55% 4.04% 3.6%
2025/10/10 18.88% 13.9% 18.43% 6.03% 3.61% 3.2% 5.47% 3.17% 3.9% 3.41%
2025/10/11 16.94% 15.58% 18.29% 7.16% 3.3% 3.59% 4.03% 4.58% 4.12% 2.96%
2025/10/12 17.82% 14.7% 18.03% 6.42% 3.56% 4.97% 4.15% 3.54% 4.22% 3.24%
2025/10/13 18.66% 15.05% 16.01% 4.27% 5.38% 3.63% 5.39% 5.83% 4.19% 2.5%
2025/10/14 19.33% 14.18% 16.65% 4.67% 6.5% 3.19% 5.17% 5.91% 3.95% 2.04%
2025/10/15 17.82% 15.34% 16.42% 5.6% 6.27% 3.4% 4.03% 6.41% 3.53% 1.55%
2025/10/16 15.74% 14.07% 17.55% 5.97% 5.12% 3.92% 3.59% 6.96% 3.85% 1.67%
2025/10/17 16.68% 13.4% 17.92% 6.2% 4.62% 4.86% 3.51% 7.52% 3.47% 1.77%
2025/10/18 16.22% 13.91% 15.98% 8.07% 5.05% 5.77% 2.95% 6.54% 3.7% 1.72%
2025/10/19 17.52% 11.91% 17.53% 5.61% 5.29% 3.97% 2.81% 6.56% 3.52% 1.66%
2025/10/20 17.53% 14.14% 19.08% 4.13% 3.66% 3.32% 3.5% 7.42% 3.85% 1.64%
2025/10/21 16.16% 15.02% 17.88% 4.56% 5.05% 3.05% 3.83% 6.04% 3.73% 1.28%
2025/10/22 17.52% 15.43% 16.3% 4.53% 4.88% 3.04% 3.68% 6.3% 3.5% 1.54%
2025/10/23 15.43% 15.98% 15.72% 4.87% 3.96% 3.99% 4.42% 6.93% 2.95% 2.02%
2025/10/24 15.68% 16.69% 15.78% 5.05% 4.09% 3.64% 4.41% 5.5% 3.49% 1.91%
2025/10/25 15.78% 15.16% 15.3% 5.35% 5.65% 3.78% 4.06% 5.88% 3.16% 1.81%
2025/10/26 15.54% 15.01% 17.38% 5.94% 4.77% 5.12% 4.62% 6% 3.29% 2.06%
2025/10/27 15.82% 16.2% 16.27% 3.75% 5.26% 2.9% 5.54% 7.34% 3.29% 1.82%
2025/10/28 17.06% 16.09% 16.29% 4.31% 5.85% 3.33% 6.2% 5.67% 3.83% 1.87%
2025/10/29 17.38% 17.26% 15.52% 4.78% 6.36% 2.9% 5.18% 4.74% 3.66% 1.69%
2025/10/30 18.16% 16.23% 15.09% 5.1% 6.67% 3.96% 5.04% 4.37% 3.99% 1.72%
2025/10/31 17.26% 15.2% 14.72% 6.68% 5.44% 5.28% 4.94% 4.88% 4.17% 1.96%
  • finder.com.au
  • americanexpress.com
  • latitudefinancial.com.au
  • westpac.com.au
  • creditcard.com.au
  • stgeorge.com.au
  • commbank.com.au
  • nab.com.au
  • wise.com
  • velocityfrequentflyer.com

Copyright © Adthena. All rights reserved.

In October 2025, finder.com.au led with fluctuating spend shares, peaking mid-month. Americanexpress.com and latitudefinancial.com.au followed closely, showing dynamic trends. Westpac.com.au and creditcard.com.au maintained moderate shares, while velocityfrequentflyer.com saw a decline.

Market Exposure

Competitor Count for AUS Finance Credit Cards

Ever wondered how many competitors you’re up against in your industry? Well look no further, here we can see the number of advertisers bidding over the last month. 

Competitor Count - Last month
Competitor Count - Last month
Date Competitor Count
2025/10/01 147
2025/10/02 148
2025/10/03 150
2025/10/04 148
2025/10/05 144
2025/10/06 152
2025/10/07 150
2025/10/08 143
2025/10/09 141
2025/10/10 144
2025/10/11 141
2025/10/12 143
2025/10/13 145
2025/10/14 141
2025/10/15 141
2025/10/16 142
2025/10/17 144
2025/10/18 148
2025/10/19 147
2025/10/20 147
2025/10/21 148
2025/10/22 144
2025/10/23 144
2025/10/24 145
2025/10/25 143
2025/10/26 142
2025/10/27 147
2025/10/28 150
2025/10/29 148
2025/10/30 149
2025/10/31 151

Copyright © Adthena. All rights reserved.

October saw fluctuating advertiser numbers, starting at 147 and peaking at 152. Mid-month, numbers dipped to 141, but rebounded to finish strong at 151.

Campaign Efficiency

Market Loss & Market Gains for AUS Finance Credit Cards

Here we’re looking at the Top 10 biggest industry movers by market share gains and losses for the last 30 days.

Market Loss & Market Gains - Last month
Market Loss & Market Gains - Last month
Name Market Trend
nab.com.au 1.29%
americanexpress.com 0.92%
stgeorge.com.au 0.45%
creditcard.com.au 0.42%
airwallex.com 0.41%
virginmoney.com.au -0.54%
latitudefinancial.com.au -0.6%
ing.com.au -1.03%
velocityfrequentflyer.com -1.11%
commbank.com.au -1.22%

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NAB.com.au surged with a 1.29% click share increase, while commbank.com.au dropped by 1.22%. Americanexpress.com gained 0.92%, contrasting velocityfrequentflyer.com’s 1.11% decline.

Campaign Efficiency

AUS Finance Credit Cards Share of Impressions

Take a look at the Top 10 competitors in the industry by Share of Impressions over the last month.

Date americanexpress.com finder.com.au latitudefinancial.com.au commbank.com.au westpac.com.au nab.com.au creditcard.com.au wise.com stgeorge.com.au velocityfrequentflyer.com
2025/10/01 16.49% 16.27% 12.68% 10.04% 5.96% 4.18% 5.46% 4.25% 1.85% 3.96%
2025/10/02 16.82% 17.01% 13.67% 10.1% 5.01% 4.61% 4.08% 4.95% 2.22% 3.41%
2025/10/03 16.05% 16.05% 15.11% 8.83% 7.03% 3.81% 4.42% 4.36% 2.95% 3.5%
2025/10/04 15.37% 16.1% 16.24% 8.96% 6.56% 4.48% 3.71% 4.46% 2.83% 4%
2025/10/05 15.5% 15.85% 17.08% 8.44% 6.69% 4% 4.18% 5.13% 3.09% 3.91%
2025/10/06 15.8% 16.5% 16.34% 9.2% 5.22% 4.29% 4.24% 5.36% 2.35% 3.16%
2025/10/07 15.29% 17.33% 16.24% 7.92% 4.36% 4.77% 4.53% 5.22% 2.16% 4.1%
2025/10/08 17.61% 16.66% 15.35% 8.02% 4.84% 4.45% 5.38% 4.56% 1.92% 4.1%
2025/10/09 16.8% 18.26% 16.19% 7.68% 5.16% 4.36% 4.52% 5.08% 2.37% 3.47%
2025/10/10 15.11% 18.2% 16.84% 9.23% 5.72% 3.59% 3.54% 4.88% 2.51% 3.45%
2025/10/11 16.64% 16.47% 17.06% 7.06% 6.73% 5.25% 3.27% 5.09% 2.8% 3.16%
2025/10/12 16.32% 17.12% 16.95% 7.31% 6.1% 4% 3.38% 5.23% 3.98% 3.3%
2025/10/13 16.82% 18.21% 15.42% 9.06% 4.14% 6.37% 5.04% 5.17% 2.94% 2.74%
2025/10/14 15.37% 18.78% 16.38% 8.63% 4.57% 6.42% 6.03% 4.98% 2.57% 2.25%
2025/10/15 17.51% 17.66% 15.71% 7.32% 5.29% 6.77% 6.07% 4.33% 2.87% 1.7%
2025/10/16 16.28% 15.42% 17.28% 7% 5.61% 7.5% 4.96% 4.45% 3.34% 1.77%
2025/10/17 15.78% 16.44% 17.84% 6.63% 5.83% 8.1% 4.29% 4.15% 4.17% 1.95%
2025/10/18 16.25% 16% 16% 6.04% 7.56% 6.94% 5.07% 4.52% 4.8% 1.86%
2025/10/19 14.06% 17.63% 17.61% 5.4% 5.45% 6.75% 5.15% 4.51% 3.25% 1.83%
2025/10/20 15.99% 17.45% 19.46% 6.49% 3.98% 7.38% 3.34% 5.09% 2.74% 1.65%
2025/10/21 17.03% 16.26% 18.22% 6.93% 4.4% 6.43% 4.88% 4.71% 2.5% 1.3%
2025/10/22 17.57% 17.81% 16.34% 6.97% 4.4% 6.81% 4.74% 4.36% 2.52% 1.59%
2025/10/23 18.19% 15.52% 15.72% 7.74% 4.71% 7.42% 3.96% 3.61% 3.49% 1.96%
2025/10/24 19.01% 15.74% 15.73% 7.83% 4.86% 5.98% 4.01% 4.39% 2.98% 1.83%
2025/10/25 16.92% 16.31% 15.42% 7.6% 5.18% 6.43% 5.83% 3.95% 3.08% 1.71%
2025/10/26 16.55% 15.39% 17.6% 8.89% 5.67% 6.59% 4.66% 3.84% 4.55% 1.83%
2025/10/27 17.85% 15.91% 16.41% 10.21% 3.57% 8.12% 5.19% 3.95% 2.28% 1.61%
2025/10/28 17.58% 16.38% 16.01% 12.1% 4.16% 6.05% 5.74% 4.5% 2.69% 1.65%
2025/10/29 18.89% 16.98% 15.38% 10.95% 4.6% 4.93% 6.12% 4.16% 2.32% 1.54%
2025/10/30 17.48% 17.45% 14.94% 11.17% 4.8% 4.69% 6.41% 4.5% 3.4% 1.65%
2025/10/31 16.66% 16.55% 14.49% 10.93% 6.59% 5.11% 5.07% 4.81% 4.71% 1.84%
  • americanexpress.com
  • finder.com.au
  • latitudefinancial.com.au
  • commbank.com.au
  • westpac.com.au
  • nab.com.au
  • creditcard.com.au
  • wise.com
  • stgeorge.com.au
  • velocityfrequentflyer.com

Copyright © Adthena. All rights reserved.

October saw American Express lead with fluctuating impressions, peaking at 19.01% on the 24th. Finder.com.au and Latitude Financial followed closely, while CommBank surged late month. Westpac and NAB showed varied trends, ending with moderate shares.

Campaign Efficiency

Google Text Ad Copy Insights & Creative Trends for AUS Finance Credit Cards

Ever wondered how your rivals’ ads are doing? Here we can see the top-performing ads in the industry over the last month.

Google Text Ad Copy Insights & Creative Trends for AUS Finance Credit Cards - Last month
  1. 1
    American Express® Australia https://www.americanexpress.com › au › credit-cards

    Access More With Amex — Explore American Express Credit Card Rewards And Benefits. Apply Online Now. T&Cs Apply

  2. 2
    Top 10 Qantas Points Cards | Credit Cards With Bonus Points https://www.finder.com.au › credit-cards › qantas

    Frequent Flyer Cards With Bonus Points Offers, Flights, Upgrades, Lounge Access & More. Get The Latest Credit Card Reviews & Exclusive Offers.

  3. 3
    Latitude GO Mastercard® https://www.latitudefinancial.com.au

    Apply in under 10 minutes — T&Cs, monthly fee & charges apply. Min spend & exclusions apply. Monthly payments required. An everyday credit card with long term interest free plans at your favourite retailers.

  4. 4
    130k Bonus Qantas Points - Get A Response In 60 Seconds https://www.nab.com.au

    130k Bonus Qantas Pts. Spend $5k in 1st 90 Days & keep open for over 12 months. T&Cs Apply

  5. 5
    Up to 120,000 bonus Points* - Points to paradise, fast https://www.velocityfrequentflyer.com

    Turn your dreams into destinations with up to 120,000 bonus Points* Go from Points to paradise fast with up to 120,000 bonus Points*.

Copyright © Adthena. All rights reserved.

In the competitive landscape of credit card PPC ads, American Express entices with rewards and benefits, while Finder and NAB captivate with Qantas points. Latitude Financial offers quick applications, and Velocity Frequent Flyer promises a swift journey to paradise with bonus points.

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