US Finance Loans & Mortgages - PPC Market Share Analysis February 2026

Leveraging Adthena’s Whole Market View, this analysis explores recent trends in Google Ads for the US Loans & Mortgages category from the last month. Our Data Analyst, Ask Arlo provides commentary on key findings.

Loans & Mortgages – US

Google AI Overview visibility for Finance Loans & Mortgages US

See how often AIOs appear and how search intent is distributed across buying signals.

AIO Frequency

How often a Google AI overview appears on search terms relevant to this category.

Frequency Percentage
Frequency 37.2644876889
62.7355123111
37%

Complex Query Frequency

A complex query is a longer, more detailed search that often contains multiple keywords, specific conditions, or multi-part questions.

Frequency Percentage
Frequency 63
37
63%

Search Intent Distribution

Breakdown of search queries by their underlying goal.

Intent Distribution
Investigational 13%
Transactional 10%
Navigational 1%
Seasonal 0%
Local 0%
Problem Solving 25%

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Market Exposure

Share of Clicks for top 10 US Finance Loans & Mortgages brands

Here are the Top 10 competitors in the industry by Share of Clicks for the last month.

Share of Clicks - Last month
Share of Clicks - Last month
Domain Share of clicks
rocketmortgage.com 15.27
lendingtree.com 6.05
chase.com 6.01
veteransunited.com 5.73
upstart.com 4.27
sofi.com 4.15
nerdwallet.com 2.79
navyfederal.org 2.74
fastloanadvance.com 2.51
10bestmortgage.com 2.21
others 48.27
  • rocketmortgage.com - 15.27%
  • lendingtree.com - 6.05%
  • chase.com - 6.01%
  • veteransunited.com - 5.73%
  • upstart.com - 4.27%
  • sofi.com - 4.15%
  • nerdwallet.com - 2.79%
  • navyfederal.org - 2.74%
  • fastloanadvance.com - 2.51%
  • 10bestmortgage.com - 2.21%
  • others - 48.27%

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Rocket Mortgage leads with 15.27% click share, followed by LendingTree and Chase. Others dominate with 48.27%, highlighting diverse competition.

Market Exposure

Share of Spend for the top 10 US Finance Loans & Mortgages brands

Curious about your market position? Here you can see the Top 10 competitors in the industry by Share of Spend for the last month. 

Share of Spend - Last Month
Share of Spend - Last Month
Date veteransunited.com lendingtree.com rocketmortgage.com chase.com nerdwallet.com upstart.com sofi.com 10bestmortgage.com albert.com fastloanadvance.com
2026/02/01 7.48% 7.42% 12.52% 6.42% 3.73% 5.5% 4.03% 2.61% 1.5% 2.28%
2026/02/02 4.73% 4.93% 10.53% 6.08% 2.56% 4.46% 6.19% 2.95% 2.44% 2.76%
2026/02/03 4.8% 5.3% 11.3% 8.69% 2.81% 6.63% 6.51% 3.99% 1.94% 2.39%
2026/02/04 5.1% 6.35% 12.53% 8.05% 2.6% 6.41% 6.96% 3.6% 2.08% 2.36%
2026/02/05 4.84% 6.23% 13.09% 8.23% 2% 6.09% 6.9% 2.89% 2.07% 3%
2026/02/06 5.03% 8.07% 13.82% 5.97% 1.83% 5.85% 5.67% 3.53% 2.03% 3.07%
2026/02/07 6.84% 7.72% 13.09% 5.65% 3.92% 4.61% 4.99% 3.19% 1.96% 2.09%
2026/02/08 6.92% 6.17% 14.44% 5.66% 3.42% 4.42% 4.59% 2.76% 2.16% 2.67%
2026/02/09 4.55% 6.65% 13.64% 5.17% 3.48% 4.77% 3.43% 3.03% 1.98% 2.99%
2026/02/10 6.14% 6.29% 13.74% 5.61% 3.46% 4.31% 4.48% 3.45% 2.4% 2.34%
2026/02/11 5.85% 7.93% 13.84% 3.64% 2.25% 4.85% 5.27% 2.97% 1.78% 2.11%
2026/02/12 4.8% 6.18% 13.01% 8.16% 1.99% 6.04% 6.85% 2.87% 2.05% 2.98%
2026/02/13 5% 8.02% 13.73% 5.93% 1.82% 5.81% 5.64% 3.51% 2.02% 3.05%
2026/02/14 6.67% 7.71% 12.94% 5.4% 3.83% 4.6% 4.98% 3.2% 1.96% 2.09%
2026/02/15 6.81% 6.08% 14.2% 5.57% 3.36% 4.35% 4.52% 2.72% 2.13% 2.62%
2026/02/16 4.51% 6.59% 13.51% 5.12% 3.45% 4.72% 3.4% 3% 1.96% 2.96%
2026/02/17 4.06% 7.23% 14.03% 1.25% 3.08% 4.31% 4.33% 2.44% 3.29% 1.91%
2026/02/18 5.64% 6.86% 16.32% 3.41% 1.9% 4.88% 4.94% 2.74% 2.09% 2.84%
2026/02/19 5.4% 7.89% 16.78% 2.11% 1.96% 5.16% 4.4% 1.95% 1.94% 2.86%
2026/02/20 3.17% 8.43% 16.67% 4.74% 1.92% 4.94% 4.29% 2.43% 1.62% 3.09%
2026/02/21 4.02% 7.6% 17.26% 6.33% 2.04% 6% 4.11% 2.68% 1.99% 2.55%
2026/02/22 4.46% 6.53% 16.1% 4.24% 3.24% 5.45% 5.79% 2.51% 1.96% 2.58%
2026/02/23 3.06% 7.73% 14.29% 2.05% 3.19% 5.21% 5.89% 2.96% 2.22% 2.42%
2026/02/24 4.53% 7.83% 12.9% 2.31% 3.34% 5.66% 3.86% 4.2% 2.07% 2.7%
2026/02/25 5.79% 6.94% 15.72% 5.06% 2.76% 5.19% 2.61% 3.13% 1.81% 2.31%
2026/02/26 7.02% 8.14% 11.08% 7.63% 2.77% 5.73% 3.38% 2.47% 2.23% 2.03%
2026/02/27 5.17% 7.96% 5.87% 5.99% 4.04% 6.08% 2.86% 3.2% 2.22% 3.42%
2026/02/28 7.6% 7.41% 7.37% 5.56% 4.61% 3.96% 3.53% 3.3% 2.39% 2.32%
  • veteransunited.com
  • lendingtree.com
  • rocketmortgage.com
  • chase.com
  • nerdwallet.com
  • upstart.com
  • sofi.com
  • 10bestmortgage.com
  • albert.com
  • fastloanadvance.com

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Rocketmortgage.com led February 2026 with a strong start, peaking mid-month. Lendingtree.com maintained a steady presence, while veteransunited.com fluctuated. Chase.com and sofi.com showed varied trends, ending with moderate shares.

Market Exposure

Competitor Count for US Finance Loans & Mortgages

Ever wondered how many competitors you’re up against in your industry? Well look no further, here we can see the number of advertisers bidding over the last month. 

Competitor Count - Last month
Competitor Count - Last month
Date Competitor Count
2026/02/01 1244
2026/02/02 1394
2026/02/03 1211
2026/02/04 1195
2026/02/05 1199
2026/02/06 1202
2026/02/07 1207
2026/02/08 1198
2026/02/09 1228
2026/02/10 1228
2026/02/11 1226
2026/02/12 1199
2026/02/13 1202
2026/02/14 1207
2026/02/15 1198
2026/02/16 1228
2026/02/17 1240
2026/02/18 1275
2026/02/19 1236
2026/02/20 1210
2026/02/21 1165
2026/02/22 1170
2026/02/23 1213
2026/02/24 1180
2026/02/25 1182
2026/02/26 1145
2026/02/27 1131
2026/02/28 1135

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February saw a dynamic shift in advertisers, peaking at 1,394 on the 2nd, then gradually declining to 1,135 by month’s end.

Campaign Efficiency

Market Loss & Market Gains for US Finance Loans & Mortgages

Here we’re looking at the Top 10 biggest industry movers by market share gains and losses for the last 30 days.

Market Loss & Market Gains - Last month
Market Loss & Market Gains - Last month
Name Market Trend
rocketmortgage.com 0.87%
bankofamerica.com 0.75%
experian.com 0.45%
navyfederal.org 0.44%
lendingtree.com 0.4%
uprova.com -0.45%
veteransunited.com -0.49%
bankrate.com -0.59%
sofi.com -1.08%
chase.com -1.96%

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Chase.com saw a significant drop of -1.96% in click share, while RocketMortgage.com experienced a notable rise of 0.87%.

Campaign Efficiency

US Finance Loans & Mortgages Share of Impressions

Take a look at the Top 10 competitors in the industry by Share of Impressions over the last month.

Date veteransunited.com lendingtree.com chase.com rocketmortgage.com nerdwallet.com upstart.com sofi.com 10bestmortgage.com albert.com fastloanadvance.com
2026/02/01 9.03% 6.63% 7.19% 14.71% 3.85% 5.08% 4.45% 2.46% 1.68% 2.28%
2026/02/02 5.23% 4.24% 6.74% 13.14% 3.14% 4.33% 6.34% 2.63% 2.54% 2.85%
2026/02/03 5.55% 4.75% 10.13% 13.85% 3.04% 6.24% 6.37% 3.77% 2.06% 2.48%
2026/02/04 5.83% 5.7% 9.24% 15.84% 2.95% 6.01% 6.56% 3.32% 2.21% 2.43%
2026/02/05 5.06% 5.74% 9.05% 16.11% 2.18% 5.71% 6.53% 2.71% 2.23% 2.97%
2026/02/06 5.7% 7.23% 6.74% 17.1% 2% 5.63% 5.3% 3.36% 2.3% 3.17%
2026/02/07 7.85% 6.81% 6.09% 15.47% 3.89% 4.37% 5.03% 2.91% 2.19% 2.15%
2026/02/08 7.78% 5.25% 6.74% 16.88% 2.91% 4.05% 4.31% 2.41% 2.35% 2.7%
2026/02/09 5.07% 6.03% 6.08% 16.72% 3.02% 4.58% 3.15% 2.71% 2.24% 3.11%
2026/02/10 7.29% 5.46% 6.42% 16.36% 3.36% 4.12% 3.97% 3.24% 2.59% 2.41%
2026/02/11 6.41% 7.36% 4.06% 16.91% 2.22% 4.74% 4.74% 2.95% 1.94% 2.14%
2026/02/12 5.06% 5.74% 9.05% 16.11% 2.18% 5.71% 6.53% 2.71% 2.23% 2.97%
2026/02/13 5.7% 7.24% 6.74% 17.1% 2% 5.62% 5.3% 3.36% 2.3% 3.17%
2026/02/14 7.67% 6.86% 5.91% 15.48% 3.82% 4.4% 5.06% 2.94% 2.2% 2.17%
2026/02/15 7.78% 5.25% 6.74% 16.89% 2.9% 4.05% 4.31% 2.41% 2.35% 2.7%
2026/02/16 5.06% 6.03% 6.07% 16.72% 3.02% 4.58% 3.15% 2.71% 2.24% 3.11%
2026/02/17 4.26% 6.79% 1.32% 18.75% 3.13% 4.2% 4.17% 2.15% 3.63% 2.03%
2026/02/18 6.52% 5.95% 3.58% 20.17% 1.92% 4.44% 4.87% 2.39% 2.3% 2.85%
2026/02/19 6.2% 7.18% 2.25% 20.81% 2.11% 4.85% 3.87% 1.83% 2.19% 2.85%
2026/02/20 3.01% 7.87% 5.4% 21.08% 1.79% 4.53% 3.49% 2.24% 1.91% 3.2%
2026/02/21 4.48% 6.79% 6.95% 21.57% 2.02% 5.57% 3.47% 2.58% 2.2% 2.58%
2026/02/22 4.98% 5.94% 4.53% 20.29% 3.17% 4.91% 5.67% 2.46% 2.19% 2.6%
2026/02/23 3.41% 7.11% 2.3% 18.39% 3.2% 4.7% 5.84% 3.02% 2.42% 2.36%
2026/02/24 5.6% 6.72% 2.91% 15.96% 3.25% 5.2% 3.79% 4.58% 2.27% 2.69%
2026/02/25 6.8% 5.92% 6% 19.74% 2.73% 4.62% 2.03% 3.15% 2% 2.38%
2026/02/26 8.3% 7.4% 9.23% 12.68% 2.82% 5.46% 2.55% 2.26% 2.56% 2.07%
2026/02/27 6.51% 7.87% 7.34% 4.74% 4.45% 5.88% 2.32% 3% 2.68% 3.68%
2026/02/28 9.23% 6.84% 6.52% 5.17% 4.96% 3.97% 3.03% 3% 2.75% 2.54%
  • veteransunited.com
  • lendingtree.com
  • chase.com
  • rocketmortgage.com
  • nerdwallet.com
  • upstart.com
  • sofi.com
  • 10bestmortgage.com
  • albert.com
  • fastloanadvance.com

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Rocketmortgage.com led February with a peak of 21.57% on the 21st. Veteransunited.com and lendingtree.com showed fluctuations, while chase.com had a notable dip mid-month. The month ended with rocketmortgage.com still dominant.

Campaign Efficiency

Google Text Ad Copy Insights & Creative Trends for US Finance Loans & Mortgages

Ever wondered how your rivals’ ads are doing? Here we can see the top-performing ads in the industry over the last month.

Google Text Ad Copy Insights & Creative Trends for US Finance Loans & Mortgages - Last month
  1. 1
    Chase Mortgage Calculator https://www.chase.com

    Home Affordability Calculator — Calculate Your Mortgage Or Refinance Rates With Our Tools And Calculators. View Mortgage Rates.

  2. 2
    Mortgage Calculator - Homes.com https://www.homes.com

    Estimate your monthly mortgage payment based on a variety of costs. Just fill out the following fields to estimate your monthly mortgage payment now.

  3. 3
    Calculate your monthly payment https://launchpad.rocketmortgage.com

    Calculate mortgage payment — Use Rocket Mortgage® calculators to prepare for buying, refinancing, or renewing a house. Our rates.

  4. 4
    Loans With No Paperwork - Apply to Borrow $1K-$75K https://www.upstart.com › personal › loans

    Searching Personal Loans? Most borrowers on Upstart Marketplace get an instant decision

  5. 5
    (2026) VA Home Loan Calculator - Estimate Mortgage Payments https://www.veteransunited.com › calculator

    Veterans United: Turning Veterans Into Homeowners. It’s What We Do.

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In the competitive landscape of mortgage and loan PPC ads, Chase, Homes.com, and Rocket Mortgage emphasize user-friendly calculators for mortgage planning. Upstart stands out with its promise of instant loan decisions, while Veterans United focuses on empowering veterans through homeownership.

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